Starting A Meet-Up

Good Evening Everyone. Here's my story so far. I am trying to create a meet-up group on the cheap. In my area there are no meet-up groups that cater to the living frugal/thrifty/cheapskates like myself. So I am in the process of creating one I know  I can't  be the only person living  in Queens that is a cheapskate/frugal person. Can I be?  So the process is just starting for me I found a place Panera Bread which has a meeting room for free-Yea! All I have to do is guarantee 12 people which that should be easy to do right? They have a nice meeting I saw it the last time I was there. This place is close to where I live and it has plenty of parking for the people who attend the meeting. The space will be reserved for me the times are either 7-11 am or 7-9 pm. I am looking at the 7-9 pm It makes it easy for people to come after work.
I am offering the attendees refreshments(small coffee) and a raffle prize(?) for this first meeting. I have always wanted to do a meet up group. To do one on the meet-up.com site. it would cost me over $100 for the year just to start a group like this.  My way will be  much cheaper. I will let you know how it turns out.
                                                     So what do you think?  

To Cold....

Good Evening Everyone. It's cold outside  here in New York It's about 30 degrees tonight. My question is what happen to the fall weather where we get 50 degree or higher.  I am so cold right now but I will not turn up my heat until it gets really cold why..... Because my oil cost me $700 a month and it only last me for 2-3 months that's why.  I have to ration out my usage of my oil so that it could carry me for longer then 3 months. So that's why I bundle up and refuse to put on any heat until it's really necessary. Hey being cold hasn't hurt anybody yet right?

This weekend was my community organization Wine and Cheese Party that was free and I missed. I  hate when I miss free stuff. And not only was this event free it was on the corner of where I live. So how perfect was that a free event and the traveling was less then five minutes from my house. Our community organization  in my neighborhood has several events.  So that the people who live here can get to know  each other. Also the organization can get everybody in one place so they can  harass you  for the $25 yearly dues which they say go toward services for the community upkeep.
                                                               So what do you think? 




 

McDonald Rip Off..

Good Evening Everyone. So here,s the week in review. First I have been on the no spending money fast since Sunday Oct 11. I can not say not spending money is easy but it's not. I did not give in to my temptations when it came to  buying lottery tickets and eating out which I like to do. I also did not spend any money on my investments which I  like to do. So far I find that not spending unnecessary  money for the week is the something that I have been doing since I left my job.  So this challenge is not has exciting as I though it would be.

The cost of home repair is killing me. I had to spend money on housing upkeep for my rental because my lazy a** tenant don't believe in doing yards. I also had to get my rental  house ready for the winter months. All of this is cost me $900. Thank god I have my rental income to use for this kinda situation. My partner and I did a lot of the work that needed to be done , but we have a handy man that we have to pay for his help as well.. Overall the work was all done but it was a extra cost to me that I hated to spend money for.

McDonald is a RIP RIP Off. Here's why I say that my partner wanted a  breakfast sandwich and I had a coupon buy one get one free. The sandwich cost $3.75 which normally it would have cost $2.50. That's $1.25 more.  I had to look at the receipt twice to make sure I was not over charged for one sandwich. Since you get one free sandwich with a coupon  McDonald is charging you $1.25 for the extra sandwich which to me  that's not free! I am kissing McDonald's and their coupons goodbye...
                                          
                                                  So that's my story what do you think?

Thank You Insurance!!!

                                             

Good evening everyone. Well here's the story for today. Thank you Medical Insurance!!! here's why I say that. My partner got a medical statement in the mail today from his medical insurance company. He had a medical test done ordered by his doctor and the test bill came in. That baby was $5000. for a 20 minute test. Thank god our medical insurance payed that bill because if I had to I would still be crying now. It cost a lot of money to be sick nowadays. If you don't have enough medical insurance you could wipe out your saving account with  one big medical bill. I am all for living in Canada they have  universal medical coverage for their citizens. Canada  pays  all of their  citizens  medical expenses with the sales taxes that they charge which happen to be 15%.  In Canada your responsible for your own  Dental Expenses. But  who cares you  can probably  find  inexpensive dental coverage in Canada. The main thing is the medical expenses as long as they cover  me  I am good. 
I think that the U.S should boost our sales tax so  they could use that extra sales tax money to cover our medical expenses. What do you think?

I Fogot To Tell You......

Good Evening Everyone. Here's the story for today 1st. I forgot to tell you in regarding to the Coin Investing Challenge I said that I only found Kellogg's to use for the challenge when it came to cheap start up and cheap investing for my coins. I forget that you can also use General Electric(GE) for your coin challenge. They offer a direct investment program that allows you to open an  account with $250.00. After your account is open,you can  then purchase stock from them for as little as $10. I already have this stock so that's why I had forgotten about it. Warning they  charge a $1 fee everytime you deposit into your account. But hey for $250.00 start up and $10 a month that's still cheap to start investing in my book. You would have to call the company and speak to their share services department to see how you would get started if your interested. Think of it this way, what are you doing with your coins now? Might as well invest them in something that will make you money in the long run. That's just my opinion.

2nd I am sad that I can not take my Holiday job at Sears .......Because of medical issues that would prevent me standing on my feet for long periods of time. Man I hate that because I could have used the money. Oh well I guess I have to push my other things like my bonanza store, fivvers, selling my Tee shirts , Surveys, Mystery shopping harder to make extra $$. Got any money making suggestions?? 

Lastly October has become an expensive month for me so far. Between my bathroom and kitchen  sink needing repair I am looking at spending $150 bucks for just parts. Thank god my partner knows plumbing. Or I would be really crazy with what a plumber would cost me to do these repairs. Oh well How's your weekend going and most importantly what do you think?

Money Fasting.....

Good Morning Everyone. I have been reading about this Money Fasting Thing for a while. I realized that I really need to be super frugal since my money situation is hit and miss. More miss then hit. So I think I am going to go on the money fast from Oct 11-18. That means I will not be spending any money for the week. I needed to challenge myself to see how I can live and enjoy my life with as little money as possible. I have come to realized that for the past couple of weeks I have spend way to much money on my housing situation, food, take out dinners, trips, lotteries. new clothes and other misc junk that I did not need. So that's why I need to fast to cleanse my soul of all this foolish spending. I will keep you posted on how it went. So what do you think?

Coin Investment Update

Good Evening Everyone. Well I just wanted to update you on the coin investment challenge that I started a few months back. Here is my 2nd payment of $25  as you can see underlined. I manged to collect $25 in coins and what I did was take it to my bank. Deposited the coins after I rolled them up of course  into my checking account Then I wrote Kellogg's a checks for more stock. I will confess that trying to get $25 in coins takes work. I returned bottles, used coupons, used lotto wins, found coins in the street. believe me everywhere I walked  I was always  looking down for lost coins.  So far I have 1 full share of stock in Kellogg's that's OK I am not trying to do this fast  I am trying to show you that with  a little bit of money  you  can invest  in  good companies for your future. So what do you think?