Monday, December 28, 2015

Coin Investment Challenge

Good Evening Everyone. How are you? I am happy to say that before 2015 is gone I have put more then $200 toward my investment of stock in Kellogg's. And might I add all of this was done with coins that I saved, found and stole from my partner. I am hoping that 2016 will be a better year as far as coin investment goes. I am trying to divide my coin investment into half of it going to purchasing stock and the other half going toward a holiday club that I opened up in November. I will see how it goes.

 I don't know about you but I am excited for 2016 to come in I have so many goals that I want to start and see through. So I am excited. I always said that I would do the $20 dollar challenge and this time I am doing it. I use to start it and after a few days I would quit. Not this time I am taking $20 bucks and seeing if that will make $1000 by the end of 2016. I will be doing this by taking on a part-time job hopefully, selling stuff, doing mystery shopping and surveys. If I can make money from it I am doing it. Got any suggestions??
Oh well that is my story and my challenges have a happy and healthy new year and I will see in 2016!
                                                           So what do you think??

Sunday, December 27, 2015

Happy New Year

Good Morning Everyone. Well here's the story for the week. This is not story really I just wanted to wish you and your family a happy and safe New Year.We will talk about life, money and all the stuff  in between  in 2016. Be blessed and Safe

Thursday, December 24, 2015

Just Thoughts

Good Morning Everyone.  First I wish everyone and their Family A Healthy and Happy Holiday. Now here's my story. I am back from Vegas and it was fun. This week I am  really thinking about this year for me and I how  I am thankful in so many ways. First  I got to see this year in full with no real problems. Thank you god! Also I am blessed with the opportunity to become a free spirit without the worries of a roof over my head, food in my belly and clothing on my back. My partner has that covered nine ways to Sunday as he always tells me. So all I have to do is do what I want to in regard to finding my true calling in life. Which I am still looking for, got any suggestions?

I am thankful that I have friends and family that I can count on in a pinch. I am thankful that I can talk to you about anything and you don't judge me. Thank you. I am  blessed.
I am hoping that 2016 will see a more organized and productive me in the form of health and wealth. So that is my story what do you think?

P.S. for 2016 the challenges are Coin Investment( investing coins in the stock market) and My $20 business( starting a business on twenty buck)who's with me on this!
                                                                             Happy Holidays

Monday, December 21, 2015

Loving Vegas


Hey Everyone. Here's my story so far. I am in Vegas and I love it more this time then I have before. I have to tell you I Love Love Vegas. Ok I got to Vegas Sunday afternoon we are staying at Caesars I had free comps for 5 nights. I have to pay for Friday and Saturday night. The total bill should be around $420 for 7 days. Not to bad in price  for a hotel on the strip. Our food bill is cheap because when we eat at casino off strip buffets it's either free because of points that we have on our casino cards or it's $21 for 2 people. So we are eating cheap..

The gambling is another story we had some loses and some good wins. So far we only lost about $700 between 2 people which is not a bad lost in Vegas. I had some good wins of $500 and $600 dollars so we are good money wise. Thank god. We rented a car and with the coupons and  discounts the car for 7 days came out to be about $175.00  which is  good because I budgeted $200 for that. Also we went to the thrift stores and antique stores in Vegas, came back with some pretty cheap stuff. Which I will show you later. By the way we are selling the stuff we got at the thrift stores in our Bonanza shop.

I also looked at places to stay the next time I am in Vegas. I would like to stay about 4-8 weeks. That way I can do more things because a week in Vegas to me is just not enough time to get to a lot of things done Well that's my story for today. Have a Blessed and Happy Holiday! So what do you think?? 

Sunday, December 6, 2015

It's Raining

Good Evening Everyone. Here's my story for today, it's raining coins not the  wet stuff. My partner decided that he wanted to clean out his home office. He was nice enough to give me all the coins he found. It was two bucks full of dimes, quarters, nickels and pennies. I have to wrap them up and take them to the bank. I am good with going all that coin wrapping,  because the coins will be heading to my investment coin challenge and my holiday club for 2016. Today was a good  coin day.
 I want to wish everyone a Happy Hanukkah Holiday tonight is the first night for the holiday. Many blessings to you and your family. Also I am heading out next  weekend to Vegas and I am glad to say I am doing it cheap.....

I looked at JetBlue today to see how much my airline tickets would have cost me if I purchased them today. They are now going for $1518.00 for two people round trip from New York to Vegas. I got my tickets which I purchased in the summer at a JetBlue summer sale for $912.00 for two people round trip and I got front row seats with the extra leg room. I saved over $500 in airline fare alone.  My hotel which I am staying at for 7 days in Vegas  gave me  5 nights for free I do have to pay  the resort fees and the taxes.  I also have to pay for the Friday and Saturday night that we are staying over but overall for 7 nights my hotel bill is around $400 for the week. And this is in a strip hotel that charges people $120.00 a night during the week.    I got my rental car for under $200 for that week  we had a coupons for $75. off  a car rental. So this will be a very cheap trip for us. Now If I could get my gambling down to $50.00 a day with food included this would really be a super cheap trip! . So what do you think?

 Side Note: I purchased stock in JetBlue when it was $11.00 a share. Now it's up pass $25 so I think  the more I fly with JetBlue and the more other  people use them  the more money I make with it's stock. Go JetBlue!  I loved that  airline even before I purchased the stock.

Friday, December 4, 2015



 Hello Everyone. Here's my story for today. I was involved in a situation that if it went through I would be collecting a monthly check. Which  a monthly guaranteed check would have help  a great deal. But plan A as I would like to call it fell through. So now I am on to plan B. which is??? I am still looking. I do know that I need about $150-200 a month in living expenses for myself. So I am back to looking for a job. Ain't this a kick in the head I could be working at Sears right now but because of the plan A project that would not have been a good idea. But since plan  A  did not take place a Sears  job would have been right on time right about now. 
I have no idea what I will be doing to make my monthly allowance but I will be dealing with that when 2016 comes. Right now I am preparing for my Christmas vacation which is next week. Vegas here I come! I got the trip cheap that's why I am going.

Image result for holiday saving club
I did manage to finally get to the bank to open my holiday club for 2016. I deposited $130 just from coins in the account. Don't worry I am still doing the coin investment challenge with Kellogg's stock to. What I plan on doing is dividing the coins amounts that I collect and roll  up  half of the amount will go toward   investment and half holiday club.  So that's  my story for the week. What do you think?

Tuesday, December 1, 2015

Got A Gift!

Good Evening Everyone. I got my first Holiday Gift and it's was from  New York City  Department of Finance. They gifted me with a tax bill  of  $88. My property taxes had went up and instead of putting the extra $88 on to the amount I would owe them in June. They decided to bill me separately. I will say this to you New York City living is getting to expensive. Since I  have two homes I live in one home and rent the other we have 2 tax increased bills that was sent to us. The other was about $90  for the one we live in and $88. was the rental home.
What would have happen if I didn't have the money to pay this. The city has a right to put a tax lien on your home for  non- payment  and they do it.  I have seen  pages and pages of  property tax liens in my local  newspaper. Some people are  unable  to pay their property taxes because the taxes in New York are just to high. So after  not paying property taxes for a long time  their homes  block and lot number  get's listed in the paper in the tax lien section. 
 This is one of the money surprised that people get and some  have the money to deal with the surprise and some do not. That 's why I always believe in  putting money away for money surprises like this.  Because you never know when your going to get a money surprise that you have to pay. So what do you think?