Thursday, January 17, 2019



Hello all, well here's my story for the week. New Windows! that's right after 6 months of waiting I finally got a bay window  a new side window with a front door added into the mix. All for the remarkable price of $4798.00. It was expensive but I needed it to be done. Now for the 3rd week of Jan 2019. I am exploring healthcare prices, retirement income , stock funds and all that good financial stuff. Since I  told you about my fear of being old, homeless and hungry. The year 2019 will be the year I rid myself of my fears, junk I don't need and everything else in-between.

Also this year I am looking into buying a new car since my car is 20 years old and everything  time I take it to my mechanic I have to spend extra money on it. I hate thinking about getting a new car with the big price tag that will  follow it. Hey you got an extra $20,00 that I can borrow ( kidding)

After all that it's been pretty slow. So that's my story for the week what do you think?

Tuesday, January 8, 2019

Scary Thoughts

Hello all how are you, Happy New Years. well here's the story for the week. Scary thoughts have crossed my mind for the new year and here it is Medical coverage and not having enough money for retirement when my partner is no longer with me. So now I am on to making sure that when I get to a certain age I have the right amount of money and medical so that I might live not to fancy but heck basic. I realized that medical insurance is expensive I was quoted $799. a month.  Is it  just me or is that a crazy price for medical insurance? I am looking around for cheaper insurance for the future along with ways to make money. Because in my senior years I refused to be homeless and hungry if I can help it.

Enough about me I needed my roof repaired in my rental home and my handyman  told me  $450  just to repair a cracked seam in the roof. I told him  could  he do it for $200. I know that with the winter he needs the work but I need the money more. So we have to come to an agreement or I will find someone who's willing to do the work for my price. Am I wrong for that?

                                                    Well that's my story what do you think?

Thursday, January 3, 2019

New Year New Ideas

 Hello all so How's it Going? 

Well here's my story so far for the first couple of days of the New Year. As you know I doing my Dollar A Day Challenge. So far so good. I am trying to stay true to myself when it comes to money. I need to save money because the reality of my life is this. Right now I have a decent monthly income coming in thanks to my partner but when he is gone so is the income. Which  puts me in a situation that I am working on now. Especially when it comes  to medical insurance, dental and just plain living. I am trying to be resourceful and get rid of all the junk in my life. Can I say that I am scared of not having a comfortable life. Hell yea, that's what keeps me up at night but I am working on things now. Starting with my money. 
So that's my situation so far What do you think?

Monday, December 31, 2018

Happy New Year

 Wishing everyone a Happy Safe & Healthy New Year

Friday, December 28, 2018

I Spent What!!!

Hello All well here's my story for the week. I did my books today. Which means every year I record how much I spent on things like groceries, my business, my gambling etc. I was shocked to realized that I have spend $987 on a chance to win at lotto but I have won $20. No comparison right. I think I am losing more then I am spending at a chance to win less.  I said to myself last year that I was going to stop spending so much or losing so much money on a chance to win. I didn't do it this year but come 2019 I am sticking to it. The reason being the things I could have purchased with that $987. 

 I could have purchased a mutual fun and gained money from the interest.
 I could have purchased a great rate bank CD account.
 I could have paid a bill with that money.
 I could have paid my car registration with that money.
 I could have used some of that money has a down payment on  cruise.
 I could have used that money or some of it for a charity I like.
 I could have used that money to  get some repair done  around the house that are needed.
 I could have put  that money in my medical saving account. 
 I could have used that money to add to some stocks I already own.
 I could have used that money to start a side hustle.

 So yes I am foolish to spend that kind of money on a chance but I say for 2019 No to lotto. Ok if the jackpot is big I will throw a dollar or two at it but only if. I am also shredding all my old papers for 2018 and there is a lot of them. I hate having a lot of papers collecting dust . So out they go and in with the new 2019 papers. So that's my story what do you think? 


Friday, December 21, 2018


Hello All, well here's the story for the week. It's time to change me for the better. I know I am looking sexy in this picture (LOL) but.... I have come to realize it's time for a change and a confession.  Hello My name is Hill late 50's  I am a  sweets junkie, diabetic, overweight women (248 lbs) who needs to change for 2019. I have been a sweets junkie all of my life that's why I am a diabetic now and if things don't change it will be the death of me. So I have to change my lifestyle. The way I eat and do rather don't do  things like walking and taking better care of myself and 2019 will be my start to a new life.  I can really say that I am to old to be a sweets junkie. It's time to stop or die. My choice. 

I am also continuing my $1 a day challenge but now it's $2 a day. I am also cutting out sweets from my diet among other things. Hoping to get my diabetes under control and money for my cruise to Hawaii in the near future.  So that  my confession to you and I will let you know how things are going. For the most part last night after I came back from the doctor I threw out every sweet thing I had in my house  except for the cake I made on Sunday. But everything else went. It's a start.

                                                So what are your goal for 2019?
                                                    What do you think?


Saturday, December 15, 2018

Darn New York!

 Hello all well here's the story so far

 I just got my increase in my property tax. I hate when that happens. I owe an extra $130 on property taxes that the city wants you  to pay by Jan1 2019. Like that's in 2 1/2 weeks. What of I didn't have the money. Then what? What would happen would they would put the extra increase on my regular property tax bill in June which would be about $5000 give or take. I keep saying this it's time to leave New York every time you turn around they are sending you a bill for this or that . My next bill would probably be a bill for New York  air.

The holiday are 2 weeks away and here's my holiday decoration. That's right a $6 dollar poinsettia and that's all she wrote. Why have the tree and decoration when there are no kids in the house only two adults who live a simple life. Plus the put up and clean up after the holidays are not a favorite of mine. As far as gift giving . We don't give gifts we give vacations which at our age is much better. Who needs  gifts anyway when they only become  dust collectors anyway?

 So what do you think?