Tuesday, August 11, 2015

I Am A Snob!


Good morning everyone. Here's my story for today. I am a money snob in a way, the reason I say that is because I need to make money so that I can have a $200 allowance for the month. But....... With what I am seeing as far as mystery shopping and surveys go. I see what little they pay to people. And for certain survey that you do they enter you into a sweepstakes that nine out of ten times nobody really wins. So you have spent all your time doing these surveys for what 50 to $1 or a chance to win $1000 which is not going to happen. Let's not talk about mystery shopping the pay is so little $5-10 that it's really not worth it to me. Or is it that I value my time more then the money or am I just being a snob about what I chose to take regarding work.

I have online businesses that are not making any money at all. I think these businesses are more of a hobby for me then they are a real business. But I still work on them because I like them. The businesses are what I love saving money and book.  So my question to you is am I money snob just because I won’t take certain jobs or do certain things because the pay is way to low for my time and troubles? So what do you think?

Monday, August 10, 2015

Not Going....

Good Morning Everyone. Here's my story for today. Remember when I told you that I was going to Atlantic City this week. Well I had to postpone it until September. First thing is that me and my partner were looking forward to going to the beach on Tuesday in Atlantic City. It's will be raining and storming that day. By  By beach. Second the hotel that we really wanted to stay in  we could not get. So we got our second choice Bally's which we were not to happy about. Third we woke up this morning  just to tired to drive 3-4 hours just to gamble. We can do that at home we have a Racino ( a small gambling establishment) 20 minutes from where we live. So overall going to Atlantic City today just did not work out for us. But we did change the date and we will be going in September. Hopefully I can get to the beach by then.

The good thing about not going on this trip today I get to search for more coins to add to my  Investment coin challenge. Yea! So that's my story what do you think??

Saturday, August 8, 2015

This Is Me Now.




Good Morning Everyone. Here's my story for today. Since I started the Investing with coins challenge I looking for $35 more to start this challenge with.( read my previous post about investing with coins)   I am looking everywhere on the street, in my washing machine, pants pockets, under the furniture. This challenge has made me more focus on   finding coins then I was in the past. Is that a good thing???

You can now call me The Coin Hunter.  My Mission is to find lose coins and use them for the betterment of my personal finances. I might even set aside some extra coins so that I can donate to the wild life fund or any charity that helps to save animals. I love animals. So what do you think?

Friday, August 7, 2015

Back To The Beach....


Afternoon everyone, here's my story for today. It's back to the beach in Atlantic City this weekend. (see my picture from last year) Hopefully I will get a chance to enjoy some sun and water before the winter sets in. The reason why I am heading to the beach is first my mother lives near there and it's time for a mother-daughter visit. Also the price was right when it came to hotel stays.  The hotel I am staying at is Bally's Casino and Hotel  the room for 3 night was $80 bucks with my players card points. I usually get to stay at Caesars Hotel for 3 nights at the cost of $30 bucks for all three night. No luck this time. I also have $40 in free play money (this is between me and my partner) and a  buy one get one free dinner.

I would say if I could stick to the beach, free money and free food I would be alright this weekend. As for breakfast and extra food I bring that from home. It's cheaper for me that way. Don’t get me wrong I will be taking extra spending money for just in case but that should be about $400 bucks, if that. I will keep you posted on how the trip went financially for me. So what do you think?

Thursday, August 6, 2015

Investing.......

 

 Good morning everyone. Happy Thursday, this is my story; this week so far has been normal Thank god!  I am trying to get my medical appointments and exams medical before I go on my Cruse in September. But that's not what I wanted to talk to you about today. I wanted to ask you do you invest in stocks and bonds? I like investing in stocks but since I have very little money coming my way now. I decided to try an experiment to see if I can still invest in stocks with a little bit of money. That’s why you see the coins. What I plan on doing is invest in stock by using the coins that I find and roll. I know what your saying it can not be done. That's why this is a challenge to see if it can be done.

 What I have done to start this challenge off. I rolled the coins I found around the house.  I have $30 already. I found a stock that I can invest in that will cost me $50 to start with an initial one time processing fee of $15. So now I just have to get $65 in coins so that I can purchase my first share of stock from this company. I have already called the company and they are sending me the paper work to fill out to get this investment experiment started.

  I will share what company I have chosen later. Right now I have to find another $35 in coins to make up the $65 I need to purchase my first share. Got any coins you want to donate? Kidding. 

                                                             So what do you think??

Sunday, August 2, 2015

A Sweet Weekend




    Hello everyone. Hope that your weekend was a good one. Well here's my story. I had a sweet weekend, meaning with all the stuff that went on in July. I am glad that August is starting off sweet. I celebrated my partner's birthday by purchasing him a birthday cake and going to Outback steak house, with a coupon of course. With cake and dinner it cost me about $60 bucks. Not to bad for two people.




 
 In other news, I am given myself until October to get my money right. Which means finding ways to make $200 for the month? This money would be used for my personal expenses or pocket money my partner   calls it. I could do with much less for the month because I am a cheapskate but $200 is my goal. If I don't come close to my goal in the coming months, than I am looking for a holiday job starting in October. I  just have to get my resume together, which is going to be strange since I have not done a resume in over 19 years. I hope they still use the same resume format that I used back in the day.  So that's my weekend story.                                                            
                                                     So What Do you think?













Saturday, August 1, 2015

Month Of July!


Hello everyone, Happy August 1th. Here's my story for today. I was looking over everything that happened in the month of July and I can truly say it was a hot mess month. First I got into a minor car accident with my new car no less. People were trying to rip me off money wise. I did a mystery shop which I did not get paid for after  I did a 30 minute report  about the shop.  I spend more money this month then I care to talk about. So much So much.

 I am hoping that August will be a better month when it comes to money and just peacefulness. I went over my July budget yesterday and I found out that I overspent in all my categories. For the month of July I spent $492.00 and $158.00 of that was buying lotto tickets. I earned only $70.99 from mystery shopping, my bonanza sales and misc surveys.

This month I am not buying lotto tickets unless the jackpot is like 300 million then all bets are off. I have to be in that one. I am not eating out as much. I am also trying to find ways to make money. I want to make $200 this month. So that's my story what do you think?