Happy Halloween!

Hello Everyone. Happy Halloween, I know I am early but hey better early then never right! So here's the story for this week. I almost missed out on a $525 saving from my car insurance. When we went to pay the bill our insurance agent told us that our good driving certificate had expired. So we have to take the class again in order to keep the $525 good driving credit on our insurance. My partners said forget it but I talked him into doing the 2 hour class. So that we could get the $525 credit. That's money we can not afford to lose since our car insurance is high because we live in New York, so guess what we will be in class in November for the safety driving credit.

 Also I see that the drug stores are now offering 33% off of their Halloween items they are trying to make room for Thanksgiving and Christmas merchandise. The candy is still not cheap I saw  they were selling bags of candy for $2.75. I will wait until after Halloween for all the goodies to go on sale at 75% off.

 I am trying to make  money for the holidays by developing a niche site regarding coins.( this would be my $20 business challenge) I am taking e bay up on their offer of listing 5 things for free with no listing cost or e bay fees. If I sell anything on e bay the only fee I would have pay would be the paypal fee that works for me. I am also trying to list more items for the holiday in my bonanza store. So yea I am trying to get my making money hustle on.  
                                            
                                          So that's my story what do you think?

Updates...

Good afternoon. Well here's the story for today... Bad weather it's rainy and cold today. I think winter is coming soon to  New York. Nothing special for Halloween.I wait until after Halloween is over to stock up on the 50-75% off candy sales-- Like I need candy!  Nothing really special to add. I wanted to update you on the Coin Investment Challenge and  Lotto Win/Lose Challenge
                                                      

I am still doing both. So far I have about $10 more dollars in coins that I have
to find so  I can sent Kellogg $50 bucks for my next stock purchase. I could send them $25 but to me $50 is better. that way I can purchase 2 share of stock instead of one. I was happy yesterday I found 10 cents in the street. I love when I find money I get one step closer to buying  more stock. Also my other challenge Lotto Win/ Lose is still going strong to. I am putting more money in to the lose jar then the win for now anyway.

I am thinking of doing another challenge for November It's starting a business on $20 bucks or  finding a niche market that I can do for cheap. I am still in the planning stages. So what do you think?

Kelloggs News

 Hey Everyone this article is talking about the stock Kelloggs that I am purchasing with my coins.( Coin Investment Challenge) Maybe if Kelloggs buys Diamond the stock will go up. Hopefully!

Kellogg nears $1B merger with snack maker Diamond Foods

 With sales of breakfast cereal continually soggy, Kellogg Co. is in late-stage talks with snack maker Diamond Foods about acquiring the $1 billion company, The Post has learned.
If the talks result in a deal, Kellogg, whose cereal lineup includes Frosted Flakes, Froot Loops and Rice Krispies, would further transition toward snack foods.
A price would be more than $1.5 billion, sources said, or $35 to $40 a share.
“Kellogg is somewhere between aggressive and desperate to use mergers to try to evolve its business away from breakfast cereal,” a source close to the situation said, adding that Kellogg has been Diamond’s most aggressive suitor.

Diamond, whose stable of brands includes Kettle potato chips, Emerald nuts and Pop Secret popcorn, put itself on the block earlier this year and last week asked for final bids.
“It is tough to handicap if Kellogg won,” a second source with direct knowledge of the situation said.
The Battle Creek, Michigan, outfit may be the only suitor for all of Diamond, sources said, and may have offered less — perhaps much less — than $40 a share.
Diamond closed Thursday at $32.83, up 2.2 percent. Shares are up 16 percent for the year.
The company may only be willing to sell at a significant premium, sources close to the situation said.
In the US, breakfast foods now represent a little more than 20 percent of Kellogg’s net sales — with snacks being a slightly larger category.

Kellogg in 2012 bought Pringles from Procter & Gamble.
US cold cereal sales in the four weeks that ended Oct. 4 were flat compared to the same period a year earlier, according to data collector IRI.
In 2014, cereal sales took a 4 percent hit compared with 2013 results, IRI data indicate.
Diamond reported that in the full year ended July 31, snack sales were up 10 percent.
Kellogg and Diamond declined comment.

                                                          So What Do You Think?

I Love Yard Sales

Good Evening Family. Here's my story for today. I love yard sales/flea markets. But when I  go I always do it with a list of where I want to go  and 20 bucks.  I know I am limited in what I can buy because I only have $20 so I have to be selective because I buy to resale. I have been buying a lot of Xbox games, books, and games in packages like scrabble, clue etc,

This is one of the ways that I try and make extra money. Since the yard sale season is coming to an end soon, New York is getting cold. I have to be even more selective and hope that I get the right things at the right price so that I can make some money  with it.

 I have found that the good stuff when it comes to yard sales I don't see anymore. Not like 5 years ago I use to get great items at rock bottom prices, but now I see a lot of junk stuff. So what do you do to make extra money and mostly what do you think?

I Am Wanted!

 Hello Everyone. How are you? Here's My story for today. I am wanted by Sears..Here's the letter they sent me.               

                                                       Good Afternoon,

  Sears is currently hiring for various positions.  We have reviewed an application that you     have previously submitted and would like to invite you to join us next week for an upcoming hiring event. Please feel free to log back into your account to update your information and complete the assessment.  Or stop by one of our stores on Tuesday 10/27/15 for an on-site interview. Thank you for your interest in an employment opportunity with Sears.

                                                             Thank you,

                                               Market HR Manager – New York

                                                         Northeast Region

I know it's a general letter that they send to everyone with an interest in working for their company. But I still felt special when I read it. Then the bomb came down on me which was my partner. He told me let's figure your Sears paycheck out. I hate when he say's that. He pointed out to me that if I work 25 hours at a pay rate of $8.25 an hour. I would make  $206. before taxes . Take $75 of my weekly check fro estimated taxes I would then bring home about $131.25. Now let's take  gas money out  $20 for the week. Lunch  money I would bring my own but I have to buy the things to make the lunch with $20 . Now I have $91.25  left over after all the expense that I have to take from my check.. But there is more I need my hair done cost $20 and clothing for work I already have. Sears wants you to wear black and white all day everyday. So after all my expenses I have about $71 from a $206 dollar weekly check.

My partner suggested that I find something to sell on e bay or bonanza that would make me $71 weekly. I hate to admit it but he is right. After all my basic needs come out of my Sears check there is not to much left over.                                            So what do you think?

Canada Trip Pictures

                                             

Hello Everyone. Just wanted to share with you some of my Canada Pictures. The first picture you see is the ship leaving New York City on It's way to Canada.  The Second Picture is of an  indoor  market that they have in Canada. This  market has fruits, hot food and other stuff that you would buy  mostly to place inside your home. It was cute it was more food market then really anything else. So what do you think?

Starting A Meet-Up

Good Evening Everyone. Here's my story so far. I am trying to create a meet-up group on the cheap. In my area there are no meet-up groups that cater to the living frugal/thrifty/cheapskates like myself. So I am in the process of creating one I know  I can't  be the only person living  in Queens that is a cheapskate/frugal person. Can I be?  So the process is just starting for me I found a place Panera Bread which has a meeting room for free-Yea! All I have to do is guarantee 12 people which that should be easy to do right? They have a nice meeting I saw it the last time I was there. This place is close to where I live and it has plenty of parking for the people who attend the meeting. The space will be reserved for me the times are either 7-11 am or 7-9 pm. I am looking at the 7-9 pm It makes it easy for people to come after work.
I am offering the attendees refreshments(small coffee) and a raffle prize(?) for this first meeting. I have always wanted to do a meet up group. To do one on the meet-up.com site. it would cost me over $100 for the year just to start a group like this.  My way will be  much cheaper. I will let you know how it turns out.
                                                     So what do you think?