Thank You Insurance!!!

                                             

Good evening everyone. Well here's the story for today. Thank you Medical Insurance!!! here's why I say that. My partner got a medical statement in the mail today from his medical insurance company. He had a medical test done ordered by his doctor and the test bill came in. That baby was $5000. for a 20 minute test. Thank god our medical insurance payed that bill because if I had to I would still be crying now. It cost a lot of money to be sick nowadays. If you don't have enough medical insurance you could wipe out your saving account with  one big medical bill. I am all for living in Canada they have  universal medical coverage for their citizens. Canada  pays  all of their  citizens  medical expenses with the sales taxes that they charge which happen to be 15%.  In Canada your responsible for your own  Dental Expenses. But  who cares you  can probably  find  inexpensive dental coverage in Canada. The main thing is the medical expenses as long as they cover  me  I am good. 
I think that the U.S should boost our sales tax so  they could use that extra sales tax money to cover our medical expenses. What do you think?

I Fogot To Tell You......

Good Evening Everyone. Here's the story for today 1st. I forgot to tell you in regarding to the Coin Investing Challenge I said that I only found Kellogg's to use for the challenge when it came to cheap start up and cheap investing for my coins. I forget that you can also use General Electric(GE) for your coin challenge. They offer a direct investment program that allows you to open an  account with $250.00. After your account is open,you can  then purchase stock from them for as little as $10. I already have this stock so that's why I had forgotten about it. Warning they  charge a $1 fee everytime you deposit into your account. But hey for $250.00 start up and $10 a month that's still cheap to start investing in my book. You would have to call the company and speak to their share services department to see how you would get started if your interested. Think of it this way, what are you doing with your coins now? Might as well invest them in something that will make you money in the long run. That's just my opinion.

2nd I am sad that I can not take my Holiday job at Sears .......Because of medical issues that would prevent me standing on my feet for long periods of time. Man I hate that because I could have used the money. Oh well I guess I have to push my other things like my bonanza store, fivvers, selling my Tee shirts , Surveys, Mystery shopping harder to make extra $$. Got any money making suggestions?? 

Lastly October has become an expensive month for me so far. Between my bathroom and kitchen  sink needing repair I am looking at spending $150 bucks for just parts. Thank god my partner knows plumbing. Or I would be really crazy with what a plumber would cost me to do these repairs. Oh well How's your weekend going and most importantly what do you think?

Money Fasting.....

Good Morning Everyone. I have been reading about this Money Fasting Thing for a while. I realized that I really need to be super frugal since my money situation is hit and miss. More miss then hit. So I think I am going to go on the money fast from Oct 11-18. That means I will not be spending any money for the week. I needed to challenge myself to see how I can live and enjoy my life with as little money as possible. I have come to realized that for the past couple of weeks I have spend way to much money on my housing situation, food, take out dinners, trips, lotteries. new clothes and other misc junk that I did not need. So that's why I need to fast to cleanse my soul of all this foolish spending. I will keep you posted on how it went. So what do you think?

Coin Investment Update

Good Evening Everyone. Well I just wanted to update you on the coin investment challenge that I started a few months back. Here is my 2nd payment of $25  as you can see underlined. I manged to collect $25 in coins and what I did was take it to my bank. Deposited the coins after I rolled them up of course  into my checking account Then I wrote Kellogg's a checks for more stock. I will confess that trying to get $25 in coins takes work. I returned bottles, used coupons, used lotto wins, found coins in the street. believe me everywhere I walked  I was always  looking down for lost coins.  So far I have 1 full share of stock in Kellogg's that's OK I am not trying to do this fast  I am trying to show you that with  a little bit of money  you  can invest  in  good companies for your future. So what do you think?

One of my Stops on My Canada Trip!

Got A Job!

                                               
                                                 

Happy October Everyone. I wanted to wait and think about it first before I said anything. But before I left on my trip I got a job at Sears for the Holidays. I will be working as a  part-time cashier close to my home. I have to call the women who I interviewed with when I got back from vacation. So she could put me in training. My partner is not to happy with me working since I have all these getting old ailments. He prefers that I find something that I can do from home to make extra money. I have been out of work for 1 year( my choice) and I am ready to get back to work again. At least part time anyways. So I am back from vacation and I just might call Sears  Monday to tell the head cashier to put me in training. Oh the pay is $8.50 an hour. also the cashiers must push the sears credit card there is a quota,  if you don't make your credit card quota they will let you go. But I am up to the credit card challenge. Hey that extra $212.50 before taxes might come in handy. I will let you know how it goes. So what do you think?

Joke Trip !

Hello Everyone. I am back from my trip from Heck! Here's my story for today. I went on a cruse out of New York To Canada on princess cruses. We paid $3000 for 2 people for a stateroom with a balcony. Believe me that was the cheapest we could get because our view was obstructed.I could see pretty much everything from my balcony so the obstruction was not bad at all. Well Princess Cruses Suck and that's bring nice. Our room was small, the bed was small, the bathroom was a closet. You had to keep the door open when you used the bathroom if you had a fear of closed in spaces. The food on the ship was luke warm  nothing was ever hot hot. The staff 89% of them did not understand English so it was hard to ask them questions without it taking an hour to get an answer. Everything on that ship cost money, money, money.
I paid for 5 ports and we only went to 3 because of the bad weather. So I lost money on this cruse big time. The cruse line  didn't  offer us any compensation  because we missed out on 2 ports. They said the weather would not allow us to get near Maine or Rhode Island. these are the ports that I was looking forward to the most and we skipped them.  This cruse line could care less about their passengers. Never again would I use Princess Cruses to go anywhere. Lastly when i got my bill for the expenses on the trip they gave us a credit of $8 because we missed those two ports. Really I think I paid more then $8 to go to these ports.  

The best part of the trip was we  met some nice people  had some good laughs and conversations. They to hated this ship and these are senior cruisers. People who been cruising to 10-30 years. So you would think that they know their ships and how a ship should treat their passengers. As far as spending  I spent most of my money in the ships casino because I was bored. I spent like $400 for the week on gambling. A lot of other people spent much more on gambling and drinking. The drinks on the ship were $8-15 depending on what you wanted. The ships shows were like a bad  high school production.They were horrible.

The only good thing on this cruise was the desserts. I am a sweetaholic and I love a good dessert thank god this ship did not disappoint.  I am back from my Canada Cruse thank god and it's on to the next trip. Hello Vegas!  So what do you think?