D**N Uncle Sam

  Hello all well here's the story for the week. You ever feel like punching out your Uncle Sam. This week I needed to.  Why because I did my incomes Tax and let's just say that Uncle Sam needs his butt kicked for what he wants me to pay him back. I mean D**n Uncle Sam you know a Sista retired without a pension check. Plus, inflation is eating at her saving you think I could get a break?

I am paying a lot this year only because my accountant said I made money last year. Not if Uncle Sam is taking it back I didn't. Anyway, did you do your taxes? How did you make out?

Still trying to get to Lowes the hardware store for oops paints so that I can finish my rental home and sell it. You ever have that thing were your minds wants you to do something, but other things come up first. That seems to be happened with my rental home and repairing it for sale. Other things always get in the way of me working on it. 

Good news my heart doctor says that my heart rate has improved but I am to fat so I need to walk about 2 miles in good & bad  weather. He says it will help me lose the weight and my bones will get stronger. That's my goal for April 1th which is Friday. Walking to be healthy.

                                                  That's my story what do you think?

                                              https://coinqueensyardsale.ecrater.com/

Retirement

  Hello all, Well here's the story of the week. I got my social security retirement letter. Yes, I am getting older and almost ready for my social security check. Well, I got this letter telling me about what the amount of my social security check will be will when I turn 62, 67 and so on.  I will say it was an eye-opening experience. But I am glad that I got it. So that way I can do my retirement budget to see what my expenses are going to be against what my income should be. That's important to know where your money is coming from in retirement because you never know what will happen in retirement.

I see the difference between getting my social security check at 62 and 67.  Now I am trying to make the difference of the two by saving money, selling stuff and being creative with my finances.  Got any ideas? So how are you planning your Retirment when it comes to money? 

                                                  That's My Story What do You Think?

                                                  https://coinqueensyardsale.ecrater.com/

   

So Expensive

  Hello all well here's the story for the week. I had to get a new cellphone because the one that I have has is a 3G which will be considered old soon. I needed a cellphone that was 4G or 5G. Which you know when you upgrade it's more money right? Well, I did get a 4G phone that cost me about $299.  The 5G ones were over $500 and up no thank you. But since  I have   consumer cellular they offered me a $75 discount which made the phone $$224. Which is still way to expensive for a phone. I like free or damn near free  when I have to purchase items that I hardly use. But I took the deal because I need GPS  for my car and you need a 4G or better phone to get it.

Found out this week that my uncle passed away in his sleep over the weekend. I was sad about that it was my mother's baby brother. They were not as close as they should have been but he was family. And when you lose anybody family or not it still a sad thing. Rest in peace Uncle Danny.

                                                That's my story so far what do you think

                                               https://coinqueensyardsale.ecrater.com/

Thanks Home Depot

 Hello all well here's this week's story. First the roofer came back to check the roof for the 2nd time on my rental place. He found nothing. Which is a good thing, I think. So where did the water come from that was in my dining room?  While the roofer was there, he asked if I wanted to rent the place to him and his co- workers. they were willing to pay the rent and the water bills. I told him let me think about it. I really do not want to deal with tenants again. I just want to sell the place and move on. Too much hassle being a landlord.

Thank you Home Depot I love when you have oops paint on sale. I found 3 cans of a nice color oops paint the good stuff on sale for $9 use to be $5 a can. The original cost of the paint was $45 a can. You know I was not buying no can of paint for $45 dollars that's crazy to me.  I got 3 cans of oops paint for $27 less than the cost of 1 can of paint. Anybody know why paint is so expensive?

Now all I have to do is some minor repairs on my rental and put that bad boy on the market for sell. I have had that home for over 30 years it's time to move on.

                                              So that's my story what do you think?

                                             https://coinqueensyardsale.ecrater.com/

D**N Roof

  Hello all well here's the story for the week. I went by my rental home which has a flat roof, I saw water was coming down the wall in my dining room. I called my roofer since I had a brand-new roof put on withing the last 3 years. The guy came said it was not a roofing problem and that the snow got into my vent on the roof and melted that's where my water in the dining room was coming from. So, I told him to fix the problem. He told me he would tell his boss so that he could tell me the cost. I am still waiting for that boss to call me, and this happened on Monday It's now Friday.

I cannot wait to sell my rental home it's not worth it for me to keep anymore. It's costing me more money than I am getting which is nothing at the moment because I am not renting it.  I am afraid to re-rent it because my last 3 tenant were a pain in the butt.  Also I am afraid with covid -19 that the cdc maybe passing out more rent moratoriums again. Beside the house just for it to sit there empty is costing me about $8,000 a year. Which I cannot afford. That's not even including repairs I have to make if something goes wrong like the water coming into the dining room.

This is my life right now so what do you think?

                                             https://coinqueensyardsale.ecrater.com/

Worries

Hello all well here's the story so far for the week. I know I told you about Con Edison and the higher prices it's costing people to heat their homes. It's like 10-40% more now. Also did I mention that I have to pay commission to just walk into a grocery store. Gas in New York is almost $5 a gallon.  Rents and property taxes are crazy. everything is so darn high. But you already know that. If your retired like me, you need some money coming in from somewhere that will help you beat inflation.  For me I am watching all my pennies because I have worries. I am not collecting a pension from my job yet. I am too young to get my social security. So, when I left my job a couple of years ago I did it because my partner had my back, and I had a couple dollars saved up.

I still worry about the what if situations in life. Especially when it comes to paying the bills. Did I mention medical cost is no joke?  Last year alone we spent a pretty penny out of pocket for medications & doctor, dentist visits.  That's why I am trying to find a way to make some extra money that will not interfere with my medical situations. I always say every penny counts and in my book it really does.

                                          So that's my story what do you think?

                                        https://coinqueensyardsale.ecrater.com/

Robbers

 Hello family well here's the story for the week. I almost got robbed. Not really but it felt like it. Here's the story. I went to the bank to transfer money from one account to another. The amount was large, but the money was going into another account.  I was not getting any of it. The bank which is a commercial bank wanted my bank card. showed it, then they wanted only me to put in my pin number for the bank card. My partner's name is on the account also could not do it for me. Then they wanted to send me an identification number through my phone so that I could take the money out to transfer it. I asked the teller it's my money why all this bull crap. The teller said that the bank is taking extra precautions because of the creative ways people steal other people's money now.

I told the teller well really, I was pissed at this point, so I was yelling at the teller telling him that your bank did not do all this when they were taking my money for deposits. They just took it now it seems to be a problem with me getting it back. I told the teller what you would do if I took all my money out of this bank. Ask me to bring my mother in for verification of my birth and tell you who my daddy was before I could get all of my money out of this bank. I also told him that If I get a lawyer, I bet there would be no problem getting my money then. I was mad. The teller apologized and said it was company policy.  He also said that I have never took that much money from my account before. My partner kept saying I told you to just write a check and deposit it into the account and problem solved. I know next time. Banks trying to take people's money and don't want to give it back. Almost like robbing people.

                                               That's my story what do you think?

                                           https://coinqueensyardsale.ecrater.com/