Tired

 Hello all well here's the story for the week. I am tired I had so many appointments this week back-to-back it was making me crazy. I am dealing with medical issues which means doctors appt and test being done. Housing issues which means getting workmen to do the work and repairs. While it not costing me a lot. I am dealing with downsizing which means sell it or trash it. It's so much stuff and let's not forget the stuff that pops up that you have to deal with out of the blue. It's crazy.

I got a notice from our local energy company that they want to install free gas detectors in our home. Good but you must make an appointment and it takes about 1-2 hours. Who has 1 to 2 hours for Con Edison, but get this if you don't do it, they fine you $500. Crazy right!

Can I get a vacation which at this point I have no time for. I have a cruise planned for Christmas/New Year's but I will cancel that shortly to scared to cruise with Covid and all these other diseases floating around. Also, the cruise ships are being so lacked about vaccination. I think I will pass this year.

                                                That's My Story What Do You Think?

                                              https://coinqueensyardsale.ecrater.com/
 

I Did It!!

  Hello all well here's the story for the week. I did it I spent over $10 playing mega million for a chance to win 1.10 billion dollars. Oh, come on you know you would have thrown some money in that pot to. Just for a chance to get close to that kind of money. Well anyway I realize that if I spend in moderation on my lotto addiction, I can still make retirement good. I am working on that right now. I have 2 years to go before I officially retire, and I am trying to save and make as much money as I can. Can I tell you that medical is expensive everytime I have to go to the doctors that a $200 charge just to breath the same air he does? And let's not talk medication that another money nightmare. That I have to deal with.

I have worked on doing a budget but it's hard when I am a cheapskate and try to spend as little as possible already. So, I told you that I am preparing my childhood home to sell. It's time. I am not renting it and the expenses that I pay is crazy. I need all the extra for my retirement. So, I will be calling real estate agents again to see who can sell the house and hopefully they will be flaky like the last 2.

I got my car payment loan in the mail I am paying over $450 a month for a car that was used. My last car was 1997 and I paid $10,000 no car loan nothing cash and carry. Did I mention I do not like loans of any kind especially if interest is tied to it. My plan is to pay the loan off as quick as possible and be done with it. But can I tell you I like my new used car. Drives nice and has all the bells and whistles my old 1997 ford escort did not. Hey, I had the car for over 30 years I would have kept her, but the car was costing more in repair then what she was worth.

                                                 That' My Story what Do You Think?

It's Killing Me

  Hello all well here's the story for the week. It's killing me the heat that is. I live in NY and it's in the 90's feeling like 100. The air quality they say is good. But I can't breathe especially since I still wear a mask. Every wear a mask in the heat? it's not fun at all. Because of the heat it's hard to do the things that I want to do.  But I can't complain to much at least Iam not in Texas where for the past 2 weeks that have had over 100 degrees everyday with the high being 114. Now that's hot!

Let me share a crazy story with you. I interviewed another real estate agent so that I can sell my house. The first one was not a match. Anyway, this one is just a crazy as the first one. She called me 20 times in the course of 2 days. I told her I would call her. But she insisted on calling even on Sunday after 10p.m. I don't know if these real estate agents are hungry for a sell or what? When I did speak to her, I told her I would call her when the house is ready. It needs some minor touches which I have a handyman that say he can do it. For about $350 if I buy the material. I would do it myself but me and my partners heath conditions do not allow us to do the things we use to do anymore. 

Anyway, between trying to sell the house and getting our heath back in order. That's my story this week. 

                                                                  So, What do You Think?

Super Saver is Here!!!

 Hello all well here's the story for the week. First hope everybody had a happy & safe 4th of July. Mine was quiet my neighborhood had small fireworks show which I could see from my backyard. So that was pretty nice no crowds, parking nightmares and crazy people to deal with just to see fireworks. I had my lawn chair a cold drink and nice show.

I have to be a super saver now and here's why first the stock market is killing me. I lost so much money because the market is down. I want to cry for real. The money I lost I could have lived on for a year or two if I was careful. I am hopeful that it will bounce back. Also, I have car payments now in the tune of $485. a month. For a used but great Hyundai Elantra with $12,000 miles on it car that I just purchased. I told you about that. I have never had a car payment in my life. My first car I paid $10,000 for it about 30 years ago and that was cash. That's the one i traded it for this new on with all the bells and whistles.

The price of food and everything is so expensive now. Me not getting any younger and going back to work is not an option for me because of health issues that I have. So now I am trying to make every penny count and picking up pennies when I see them because losing money, I am not a fan of.

                                             Well, that's my story what do you think?

A Few Things

  Hello all well here's the story for the week. I realize that getting old sucks. But I am glad that I have a chance to get old. Had a birthday this week. Let's just say I am over 55 and leave it at that. I spent some time at a casino which I like to gamble and came back a winner of $16. Nothing to special for the week but I did realize that I have lost my desire to be money hungry like I use to be. Now's it's about family and friends and spending time with them. Even if I speak to them over the phone, it still counts to me.

Still trying to sell my house but it would help if I listed it with s real estate agent first. Also remember that real estate agent I interviewed a couple of weeks ago. Well, this lady is calling and e mailing me like we are long lost best friends. Saying that's she's worried about me and that she cares then she goes on to rant about her cats. I knew she was a bit dizzy when I interviewed her, but this is crazy.

Trying to sell off all my inventory from doing flea markets and collecting (vintage  Barbie dolls & G.I. Joes) over the years. That's a slow process because nobody is really buying with inflation going crazy. I can't blame them. I am also trying to hold on to my cash as much as possible. You never know when you might need it.

                                         Well, that's my story what do you think?

Reality Check

 Hello all well here's the story for the week first the good news I got to spend time with my mother. Since the last time I saw her was last year. I was determined to spend time with her for her birthday which I did. I realize that life is too short, and time is fleeting. So, I try and use my time wisely by seeing the people I care about as often as possible.

Now a Reality check money wise. I was on a spending spree. Well short of when it came to buying food and other things that I needed I was not looking at the prices like I should have but then BOOM!! Two things came in one my property taxes which are about $9,000 for one house and $5,000 for another one that we have and the bill for the new car I just purchased which will be $470 a month. Talk about bills hitting you all at one. Now I am pay attention to my money. Because homelessness is not an option for me.

You would think that I have a couple dollars since I did not go on vacation for 3 years. Oh well I am pay attention, and you should to.

                                                  That's My Story What Do You Think?

                                                        https://coinqueensyardsale.ecrater.com/

Used Car Are How Much??

  Hello all well here's the story for the week. I got a new used car if you want to call it that. For Memorial Day weekend I went looking for a car because my old car a 1984 ford escort was starting to show her age. She was costing to much in repairs. Her gas milage was good and milage on the car was about 35. I would have kept her but she was getting to old and showing it.  She had dents and bruises in a lot of places.  So I ended up with a 2020 Hyundai Elantra which looks like a big car but drives like a small one. I love her but the price not so much. After all the bells and some of the whistles she cost me $27,000. Which is way to much for a used car with 13 thousand miles on it. But get this I wanted to pay cash but the dealer said with the incentives of $2500 off the car I had to get a loan. I hate loans of any kind. So I ended up with a loan but the good part is that  they took my old car and gave me $500 for it. Which was better then me trying to sell it on my own. The car loan payment will be about $470 a month which now I have to find a way to make that money. Did I mention I hate loans.

Other then that the week has been buzy running arounds doing a community yard sales so that I can make money toward my car loan of course. Which you know I did not make. I was lucky if I made $20 bucks but to me every penny counts.

                                                 Well that's my story what do you think?

                                                   https://coinqueensyardsale.ecrater.com/