D**N Roof

  Hello all well here's the story for the week. I went by my rental home which has a flat roof, I saw water was coming down the wall in my dining room. I called my roofer since I had a brand-new roof put on withing the last 3 years. The guy came said it was not a roofing problem and that the snow got into my vent on the roof and melted that's where my water in the dining room was coming from. So, I told him to fix the problem. He told me he would tell his boss so that he could tell me the cost. I am still waiting for that boss to call me, and this happened on Monday It's now Friday.

I cannot wait to sell my rental home it's not worth it for me to keep anymore. It's costing me more money than I am getting which is nothing at the moment because I am not renting it.  I am afraid to re-rent it because my last 3 tenant were a pain in the butt.  Also I am afraid with covid -19 that the cdc maybe passing out more rent moratoriums again. Beside the house just for it to sit there empty is costing me about $8,000 a year. Which I cannot afford. That's not even including repairs I have to make if something goes wrong like the water coming into the dining room.

This is my life right now so what do you think?

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Worries

Hello all well here's the story so far for the week. I know I told you about Con Edison and the higher prices it's costing people to heat their homes. It's like 10-40% more now. Also did I mention that I have to pay commission to just walk into a grocery store. Gas in New York is almost $5 a gallon.  Rents and property taxes are crazy. everything is so darn high. But you already know that. If your retired like me, you need some money coming in from somewhere that will help you beat inflation.  For me I am watching all my pennies because I have worries. I am not collecting a pension from my job yet. I am too young to get my social security. So, when I left my job a couple of years ago I did it because my partner had my back, and I had a couple dollars saved up.

I still worry about the what if situations in life. Especially when it comes to paying the bills. Did I mention medical cost is no joke?  Last year alone we spent a pretty penny out of pocket for medications & doctor, dentist visits.  That's why I am trying to find a way to make some extra money that will not interfere with my medical situations. I always say every penny counts and in my book it really does.

                                          So that's my story what do you think?

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Robbers

 Hello family well here's the story for the week. I almost got robbed. Not really but it felt like it. Here's the story. I went to the bank to transfer money from one account to another. The amount was large, but the money was going into another account.  I was not getting any of it. The bank which is a commercial bank wanted my bank card. showed it, then they wanted only me to put in my pin number for the bank card. My partner's name is on the account also could not do it for me. Then they wanted to send me an identification number through my phone so that I could take the money out to transfer it. I asked the teller it's my money why all this bull crap. The teller said that the bank is taking extra precautions because of the creative ways people steal other people's money now.

I told the teller well really, I was pissed at this point, so I was yelling at the teller telling him that your bank did not do all this when they were taking my money for deposits. They just took it now it seems to be a problem with me getting it back. I told the teller what you would do if I took all my money out of this bank. Ask me to bring my mother in for verification of my birth and tell you who my daddy was before I could get all of my money out of this bank. I also told him that If I get a lawyer, I bet there would be no problem getting my money then. I was mad. The teller apologized and said it was company policy.  He also said that I have never took that much money from my account before. My partner kept saying I told you to just write a check and deposit it into the account and problem solved. I know next time. Banks trying to take people's money and don't want to give it back. Almost like robbing people.

                                               That's my story what do you think?

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New York

 Hello all well here's the story for the week. You try to save money by being a frugal/cheapskate living in New York and you can't here's why.  I live outside of New York in a borough. I have 2 homes one I live in and one I kept because it was my childhood home. Thank God they are both paid off, but the property taxes combined is around $16,000 a year. The killer part about paying so much property tax is come income tax time I can only deduct $10,000 leaving $6,000 just out there. Besides that New York property taxes are way too expensive, and I can barely afford it. That's why I am selling my childhood home come springtime. At least that would be one property tax bill that I will not be paying. It's getting so you are forced to moves if you live in New York if you're not making 250 thousand a year.

My friend retired this week I am happy for her. She put in 30 years on the job. So, it was time for her to find something else to do with her life. Giving a job 30 years is enough don't you think?  For me I gave my job 20 and that was too much in my book.

                            So that's my story for the week what do you think?

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