Thursday, November 23, 2023

Happy ThanksGiving


  Hello all well just wanted to wish you a happy and safe Thanksgiving.  For me the story or can you say word for day is hope. I got some good news yesterday. My real estate agent said that he has a few people coming by to see the house  I have for sale this weekend. Which is a good thing . Now if I can get an offer it's even better.

I went to the bank yesterday and they were offering 5.5% on Cd.s  accounts. Which I have some money in  a CD account with this bank getting 2.4% interest. So the  banker talked me into closing the old Cd account and open a new one for 5.5% making me more interest. But first I had to take an early withdraw penalty fee hit which was over $500. That hurt me but in the long run I will make that money back and more because of the interest rates being higher.

I am having work done on the house I live in  through a contractor. I think I told you about. Contractors are so expensive. always tell them before you start any work that you want to see an estimated bill. If not they will rip you off on the material and labor. I had to go over the bill my contractor gave me . He was double billing me for stuff that should have come with the job. So I say always get a estimation on paper when you have work done on your home by anybody.

                                       On that note that's my story what do you think?


Sunday, November 19, 2023

Helping Family

 

 Hello all well here's the story for the week. Helping family is hard. I know I'm trying to do that now. I have an aunt in her 80's that needs help with housing and her husband who has dementia. They are both struggling to find their way. Her more then him because she's trying to help him as best she could. But she needs help also. Their house needs major repairs and she gets taken  advantage of more then I care to remember. I always plead with her to let me help her but she refuses my help. This is frustrating to me on so many levels. You can't force someone to take help if they refuses it, but if you see they need help badly what do you do?

It's the holiday season coming up soon and I am not feeling any of it. If it was up to me I would just buy a cheap chicken get some side have a sweet potato pie and call it a day. I am ok passing on the family stuff . Since my family is far and few between. Meaning it's only like 3-4 of us still around. I am a quite person so I prefer the alone time for the holidays. All I need is  a good book, small dinner and  good desert.

So far the weather in New York has been good and the business of sell which I do to make extra money is slow. I sell collectable toys. While everything else that I'm trying to sell is slow as well but you know the rental selling house story. If my second home dosen't sell by next year. I might rent it out for the year just to recoup some of the money I am spending on  the house just to maintain it. I will let you know what I decide later. Happy thanksgiving be safe, happy and enjoy.

                                       That's my story What do you think?

  

Thursday, November 9, 2023

If Not One Thing


  Hello all well here's the story for the week if it's not one thing it's another. Meaning first off, I get this letter from the state saying that my Hyundai car that I purchased just last year it hot when it comes to people stealing them. They suggested that I take the car back to the dealership and have them put in a free anti-thief device. Which I plan on doing. I should have kept my old Besty of a car that was a 1989 ford escort that no car thief would even want for parts. She was old but she ran pretty good.

Next up is my realtor that supposed to be selling my second home. He claims he has a buyer for me, But she wants it for $50,000 less than what I am asking. Then my realtor keep say to me with the housing market the way it is. The buyer is offering you a good deal. I don't know whether to fire my real estate guy. Since he's lousy at his job or take the low-ball offer and be done with my second home. Since it is costing me about $10,000 in upkeep and I don't have a tenant in it at the moment.

Now my heath is supposed to be getting better but there might be another heath problem I have to deal with. Like I don't have enough already. But as they say as long as I can wake up in the morning. I am good.

                                                      So that's my story what do you think?