So Expensive!!!

  Hello all Happy New Year. So expensive my medical insurance will be in 2022. I am on my partners medical plan, and they are switching over to a new health care plan. Which if we stay with our old plan, we will be paying around $300 a month for the two of us. That money was not planned for in the 2022 budget. Yes, I am doing a budget this year because our spending is a lot. But that is due to repairs, food and misc. spending. Nothing to fancy just basic living. 

Since I am a worry wart I try and plan for things in advance but with life you cannot because you never know what will be around the corner where you have to spend money. I am trying to think of my future and if my income changes to less than what I am living on now.  How will II mange my basic living expenses. So this year 2022 I am on a strict budget to see how it all goes.

Also, I plan on getting rid of my old van it's more headache than it's worth and selling my childhood home since it is costing me money to have an empty house just sitting there.  So what are you New Years plans?  

                                        That's My story what do you think?

                                                          

Blessed

 Hello all well here's the story. The year is coming to an end, and I am blessed. yes, there were housing issues, medical issues and car issues. But I still feel blessed. Because I have a roof over my head, food to eat and a warm bed and good books to read.   My holiday this year will be one of being thankful for getting up each morning and having a good cup of coffee. My life is simple and sometimes I have challenges, But overall I am blessed.

                                                       

                                                    Have a Safe, & Happy Holiday

                                                That's My story What do you think?

It's Time

Hello all well here's the story for the week. I have 15 days left and then it's time to say goodby. I have decided that things I like to spend money on is killing me in more ways than one. So as of, Jan 1, 2022 I decided to say good-by to the following things. Playing lotto thinking that I could win it big and all I am doing is losing slowly. I average about $20 a week and sometimes more if the lotto games are big money. So, It's Good-by lotto playing. I have stop going to the casino as much because of Covid and they don't pay anyway so why go. 

Goodbye to Sweets. I have been eating cakes and cookies for years and they have gotten the best of me. I am a diabetic and overweight that is the last thing that I need to eat. So, goodbye to sweets.  They have treated me well over the past 30 years. I know it's a long time to eat sweets. But what can I say I am addicted to cakes and cookies. 

I am also saying good-by to wasting food I am good for that too. I have wasted so much food. Throwing it out because I let it spoil in the refrigerator. Or I just didn't want to eat it anymore in the garbage it went. I know wasteful.

                                            So that's my story what do you think?

                                         https://coinqueensyardsale.ecrater.com/

 

$400 In Two Days!!!

  Hello well here's the story for this week. Have you ever spent $400 in just 2 days? You know I am a cheapskate so to me spending that much money bothers me no matter how many days. Well, here's the deal 1st since I have teeth problems, I have to get my teeth cleaned every 3 months. Which means my insurance pays for 2 visits.  I have to pay out of pocket for the other 2. Which is about $140 per visit.

Also, I got my water bill today which why should anybody pay for water It should be free. So, the bill came today and that was $200. For water!!  The bill is for 3 months but still it's water.  So, you are saying where does the $400 dollars comes in to play you have only spent $340. I gave my dentist office $50 bucks so the staff which is about 4 people could have lunch on me for the holidays. Now I have spent $390 ok it's not $400 but it's close.

                                                          

Also, I just found out yesterday that somebody broke into my van and took things that were in there. They don't realize they were doing me a favor. The stuff they took was going to be donated anyway.  I am just glad they did not try to break into the house. Alot of that is going on nowadays break ins especially where I live. They are breaking into cars and taking what they can find.  Did I forget to mention this is the second time they have broken into my cars that were parked in my driveway. The world has gotten crazy and scary.

That's My story What do You Think?

https://www.ebluejay.com/store/coinqueen57

Agents!!!

  Hello all well here's the story for the week. Dealing with real estate agents is a pain in the butt!! I called a few real estate agents because I need to sell my rental home. Out of the 3 that I called. Nobody called me back. Really? So, my neighbor stated that her friend does real estate. So, I called her and made an appointment. Guess what she never called or showed up.  I know that housing market has been flooded with houses for sale, but has it gotten so bad that real estate agents cannot afford to take on new housing clients? I decided to wait until the first of the year to try again.  In December I will look for new Real Estate agents to call.

                                                                                   

 Remember when I was fussing about Con Edison putting in smart meters in my home. Well turns out the fussing that I did was not necessary. Because when I got my Con Edison bill it stated that they owe me a lot of money! So, they are giving me a credit. Meaning that for the next 6 months or longer. I will not have to pay my Con Ed bill until my credit runs out. That's a good thing for me. If you live in New York, you know everything is expensive even Con Edison so any kind of credit you get is a blessing.

That's the story for the week what do you think?

https://coinqueensyardsale.ecrater.com/