Monday, March 31, 2025

Cars?


                                                                       Hello Family

Happy April 1th. Here's the story for the week. Cars why do we have them again? The reason I say that is because I had my car fixed to the tune of 1700 dollars this month before that it was $500. Mind you this car is not that old it's a 2020 car. It's almost costing me in repairs more than the car. Things are so expensive I need the car but if I had a choice, I would take mass transit since I live in New York and the buses run regularly around her. But because of my various doctor's appointments, I need a car. I can't win for losing sometimes.

Do you worry that you won't have enough to retire someday? I do. I worry all the time. I don't want to be homeless in New York City if I can help it. Besides that, because Of my medical expenses, there are enough of them. I need to make sure I have enough for my medical bills which by the way I have co-pays every month of twenty dollars or more for the device I have to monitor my heart. if I didn't have insurance the motoring system would cost me $1100 a month. which I don't have. So being in New York is not only expensive it's scary to live here if you don't have enough money.

Also stuck between a rock and a hard place my partner is up in age and wants to enjoy life I'm the one who wants to save money for my medical expenses he wants to spend some of it to enjoy life. So, I have to work out a balance where we both get what we want Got any ideas?

                                 So that's my story for the week what do you think?  

Thursday, March 6, 2025

Decisions


 Hello all, well here is the story for the week. I am making a few decisions, one of which is to go on a cruise. It's been about five years since I've been on one and can I tell you I love the water. It's so nice and calm and pretty at night. But the price is crazy for two people, it's about $5000. and I have it, but the decision is do I want to give a cruise company that much money for a 5-day trip on the water?

Second decision is, since I sold my house, and the money is in CDs, did I do the right thing? The good part is since I sold my house in 2025, I don't have to pay Uncle Sam on the sale until 2026. Which I will owe him a nice piece of change. Right now, I'm trying to make as much money has I can off the sale of the house. So Uncle Sam will get his money next year and I still have some interest left over for myself. I know you're probably saying, but the money in the stock market you will make more than CDs, right? Well, I feel safer with it being in CDs for now until I decide where I want to put the money.

Third decision, trying to find ways to downsize, I used to do flea markets and church sales, and I purchased a lot of vintage toys, Barbie dolls were my specialty. Now I need the money for other things and people are not buying like they used to. So now I am stuck with a house full of  vintage toys that I can't get rid of. So, I am donating a lot, selling at rock bottom prices, and trying to figure out how to get rid of all my inventory, and let me tell you it's a lot.

         I have so many decisions to make it's not funny and that's not even half of them. 

                                            That's my story what do you think?