Cars?

                                                                       Hello Family

Happy April 1th. Here's the story for the week. Cars why do we have them again? The reason I say that is because I had my car fixed to the tune of 1700 dollars this month before that it was $500. Mind you this car is not that old it's a 2020 car. It's almost costing me in repairs more than the car. Things are so expensive I need the car but if I had a choice, I would take mass transit since I live in New York and the buses run regularly around her. But because of my various doctor's appointments, I need a car. I can't win for losing sometimes.

Do you worry that you won't have enough to retire someday? I do. I worry all the time. I don't want to be homeless in New York City if I can help it. Besides that, because Of my medical expenses, there are enough of them. I need to make sure I have enough for my medical bills which by the way I have co-pays every month of twenty dollars or more for the device I have to monitor my heart. if I didn't have insurance the motoring system would cost me $1100 a month. which I don't have. So being in New York is not only expensive it's scary to live here if you don't have enough money.

Also stuck between a rock and a hard place my partner is up in age and wants to enjoy life I'm the one who wants to save money for my medical expenses he wants to spend some of it to enjoy life. So, I have to work out a balance where we both get what we want Got any ideas?

                                 So that's my story for the week what do you think?  

Decisions

 Hello all, well here is the story for the week. I am making a few decisions, one of which is to go on a cruise. It's been about five years since I've been on one and can I tell you I love the water. It's so nice and calm and pretty at night. But the price is crazy for two people, it's about $5000. and I have it, but the decision is do I want to give a cruise company that much money for a 5-day trip on the water?

Second decision is, since I sold my house, and the money is in CDs, did I do the right thing? The good part is since I sold my house in 2025, I don't have to pay Uncle Sam on the sale until 2026. Which I will owe him a nice piece of change. Right now, I'm trying to make as much money has I can off the sale of the house. So Uncle Sam will get his money next year and I still have some interest left over for myself. I know you're probably saying, but the money in the stock market you will make more than CDs, right? Well, I feel safer with it being in CDs for now until I decide where I want to put the money.

Third decision, trying to find ways to downsize, I used to do flea markets and church sales, and I purchased a lot of vintage toys, Barbie dolls were my specialty. Now I need the money for other things and people are not buying like they used to. So now I am stuck with a house full of  vintage toys that I can't get rid of. So, I am donating a lot, selling at rock bottom prices, and trying to figure out how to get rid of all my inventory, and let me tell you it's a lot.

         I have so many decisions to make it's not funny and that's not even half of them. 

                                            That's my story what do you think?

Moving On

  Hello all well here's the story for the week Happy Belated Valentine's Day. Hope you had a nice one. For me it was nice I ran a lot this week. Had the closing on my rental house. I must say it went fast I listed it in November, and it closed in February. I will miss it but realized that I had that house for over 50 years and for the last three years it just sat there empty with me paying all the bills and no money coming in for it. It was time to let it go. I was too scared and old to rent it out again to many problems with being a landlord. so, my best bet was to sell it. Too many things started to go wrong with the house, and I didn't want to put the extra money into it just to sit there empty for God knows how long. I can see if it was out of state and a summer home that would be different, but it was 15 minutes away from me so what kind of summer home is that?

So that's it on to my next project. Let me tell you about my Con Edison bill which is the (energy company in New York) well part of New York anyway. I called Con Edison to tell them to give me my refund for the house that I no longer own. They told me they have to give me a final bill and they will use my refund money to pay it. Final bill I just paid Jokers $300 for an empty house about two weeks ago there should be no final bill to pay. That's another way these energy companies get out they hold your money not wanting to pay you back for anything. I can't stand Con Edison. They robbed people legally.

                Well, that's my ranting and telling for today what do you think?

Stuff Happens!

  Hello all well here's the story for the week. Why does stuff happen when you don't want it to? Ok, so I might be going to closing for my rental house soon. I said might be not sure when it would be. But I check on the house every week just to make sure I don't have squatters or anything living there. When I went to check on the house last week there was water damage on the walls and in the basement. I said shit that must be from the roof it leaked, and water dripped down the walls. Thank God the damage wasn't that bad but still. I just got a brand-new roof on my house like five years ago. Anyway. I called the roofing company not the roof. So, I called a contractor to fix the minor damages it will cost me $1400 for everything. My question is why is it that when I need to sell here come repair bills that I need to take care of all of a sudden???   This is why I am getting rid of the place too expensive and I am too old for all this crazy stuff.

In other news have you seen how much eggs are going from I saw some that were $32 bucks that's crazy or is it you can get a live chicken and get your own eggs cheaper? 

So that's my story so far not much else is happening I am focusing on getting my rental sold so I can move on to the next thing which is getting the house I live in repaired and getting an alarm system in it because the cops in my area are here way too often for me. People are starting to break into homes and that's not nice.

                                                So that's my story what do you think?

Just Cold

  Hello all, Well, here's the story for the week. It's cold in New York—19 degrees—and nothing is moving except me sometimes.  I got an interesting letter from Environmental Protection Services. This is where I pay my water bill. They said they needed to come in to inspect the water meter. I was surprised since the water meter in my rental is not that old like ten years maybe. I called them and they said I had to make an appointment since my real estate lawyer wanted a final bill. I'm like what? So, I called my lawyer who's helping me sell the house and he told me the bank required that I have a new water meter put in before I sell the house. Really? So, guess who got stuck waiting for the water meter man today, yep me. Also, I had to wait for the survey man another day since the real estate people couldn't do it. I thought that's what we pay them all this commission for. So I don't have to do all this waiting for people who have to service the house before I sell it. Go figure.

Anyway, since the cold weather has me inside and the snow, We got the last couple of days ago had me shoveling. That's what I have been doing keeping warm and trying to get work done around the house. Boring I know but that's my story so far what do you think?

                                                         Stay Warm & Be safe

                                      https://coinqueensyardsale.ecrater.com/

   

Happy 2025

  Hello all I know I am a little late with the Happy part. But how is your 2025 going so far. Me It's cold in New York. Somedays its 50 degrees and sometimes it 16 degrees go figure. Welcome to winter. What I have been doing so far for the new year is cleaning and going over inventory in my house.  So, I can either sell it, donate or dumb it. I have a lot of stuff that needs to go, and this year is the year for that. I used to do flea markets and church bazaars selling vintage toys and stuff. So, you know I got a lot of stuff that needs to go somewhere besides my house.

I think my rental house will finally be out of my hands and in someone else's hands this year. My real estate guy called me today said the survey guys for the house was coming over. today. My real estate guy asked me to meet them since He  had an appointment, and he couldn't be there. So, I said what the heck if we can get all the things done in time. I think my rental home will be off my hands by March of this year. And I get to save around $10,000 in expenses from it. So, I'll let you know how that goes.

You know when there is so much that you have to do but don't know where to start? That's me I need to get an alarm system in my house. Since I have seen the neighborhood where I live getting a lot more police calls then normal. I think having an alarm company monitor your house is about $50 bucks a month . But for a piece of mind it will be worth it. Don't you think?

Also, I forgot to mention when did smoke and carbon monoxide detectors become so expensive? Had to buy two for them, they cast me about $60 bucks. I know you can't put a price on safety but darn $60 dollars!

                        Well that's my story for the week what do you think?

                                https://coinqueensyardsale.ecrater.com/

Happy Holidays

  Happy Holidays . Well, here's the story for the week. Is it me I am just not feeling the holidays this year. Maybe because I have a lot to do next year, and I want the year of 2025 to start already. I have a few goals that I want to accomplish. Like downsizing. I used to do flea markets, sell online (still do that) and church fairs. That was like 2-3 years ago. When it was getting to hard, I stopped but still have a lot of the inventory that I use to sell. So, I am giving bargain prices just to get rid of the stuff and it's a lot of stuff to. I delt in mostly vintage toys and dolls and kind of got carried away with the buying process. So, yea I have a lot of stuff to get rid of.

Also did I mention that my rental home is now under contract. yea! I got close to the price I was asking so I was good with that. I look at it like this I am saving $10,000 a year on the upkeep of the house. Since I'm not renting it and it's just sitting there not making me any money. Besides all that. I'm getting older and really don't want to be bothered with tenants anymore. So, it's a win win for me.

You know I am a cheapskate if not I am.  I wanted to use 1800 flowers to send gifts to a few families and friends, but when I called, I waited online for almost an hour and half and still nobody came to the phone. So, what I decided to do was take the money I would have spent with 1800 flowers and make my own gift packages to the people I was going to send them to. So that's what I did. It was cheaper and easy. all except during the holidays people are driving crazier than normal. So be careful out there this holiday season.

                                                So that's my story what do you think?  

                                              https://coinqueensyardsale.ecrater.com/