Saturday, June 15, 2019

You Suck


Hello All Well here's the story For Today..

Yard sale/garage sales in my area  Suck big time. The people who are holding them lie in the first place when it comes to placing a yard sale ad ( most of them anyway). They tell you I have this and that and when you use your gas to  go see it. They have nothing that they advertised. They are selling stuff that really needs to be donated or thrown away in my opinion.
You just don't know how much gas money I have wasted running around looking at junk people are selling thinking its gold.

The prices let me not talk about the prices of yard sale stuff . They have gone up at least in my area of $1 or more. Stuff that I use to get for $1 is now $2-3. There are no more 50 cent and 75 cents tables like it use to be. Grant it I go for the fun of yardsaling but when you start selling junk at high prices it takes the fun out of the adventure. In my opinion.

So what do you think?


Monday, June 10, 2019

So Much Money



 Hello all well here's the story for the week... So much money here it is the middle of June and I have already spent way to much money. Here's my spending breakdown.

$3500 deposit on roof repair for my rental
$160 for my mother birthday gift
$ 100 took my mother husband out for  dinner  for  his birthday  ( 4 people)
$ 50 for blinds for my rental home
$4800 for property tax when it comes this month

I can't spend anymore I am so over budget this month it's not funny. I am having a birthday this month and I am going cheap on myself to celebrate because of all the spending I have done so far. It's gotten out of hand. I hate to spend so much on stuff but what can you do it has to be spent in order to get the job done and the house not being taken away.

                                                                That's my story what do you think?

Friday, June 7, 2019

Pissed Off!!!

 Hello all well here's the story....

I was pissed off this week. I am trying to do my dollar a day challenge and how I do it is by mystery shopping.  So I had 2 chase shops that I did paying $12 each which would have been $24 for the day minus my gas to get there. I did the shops and entered the reports on the same day. So why is it that the next day I get a notice in my e mail  saying that the shops were not done. I said HUH???

What had happen was that I did the shops and forgot to submit them. I explained it to the company and they said Oh well you will not get paid for it. I was pissed. I spend my time and gas money and now you got two free shops from me. Ok, it might have been my stupid mistake but still you could have told me to resubmit the shops since I still had time on them. I hate mystery shopping for just this reason. These companies take advantage of you and  pay you crap when they do it.

I need another hustle to do my dollar a day challenge with cause I can see me and mystery shopping will be saying our goodbyes real soon.

So what do you think?  

Sunday, June 2, 2019

Costly

Hello all How Are You Today?

Well here's the story for the week. First My tenant called me about a leek in the roof. I went over and saw that the roof needed looking at . I think I told you about how I fired my handyman because of this. Anyway I called a professional roofer in to look at it and he states that a new roof would cost me. I am still waiting on a estimate from his company but I know it will cost me about $10,000. Hey can I borrow.... ( kidding) The professional roofer stated that who ever did the roof the first time that was like 8 years ago did a terrible job. So now I have to pay for other people's mistake. I hate that!


 I could kick myself because, yesterday when I went into White Castle ( yes I do eat these every now and then) to order my burgers. I see people coming in with an App on their phones that gives them 8 free burgers. I wish I knew how to work my phone better so that I could get some free food to.

                                                   Well that's my Story What do you think?

 


Wednesday, May 29, 2019

Blinds


Hello All...

Well here's my story for the week. First I don't like shopping in places like Home Depot and Lowes, But I have to go my tenant in my rental broke two blinds. How I don't know. Now I have  get some new ones and they are not cheap. I priced them at $25 bucks a piece. So I am spending about $50 bucks on something the tenant broke. I love it. You know I hate to spend money but I guess I have no  choice in the matter. She needs blinds for the windows right?

Feel ripped off again. I am going on a cruise in October. The cruise line offered a package deal  that comes with free beverages ( coffee not included) Darn I love coffee. Anyway the package was suppose to be free but when I got my new bill they charge me $225 for beverage service that I have not gotten yet. The beverage services are the tips that are not included in the packages. I would not be getting any beverage package if it was not for my partner wanting to try it. $225 for two people in services to drink some watered down drinks on a cruise. In my book it's not worth it. 
 Well that's my story for the week what do you think?

Thursday, May 23, 2019

To Much

Hello all...

Just wanted to say have a great Memorial Day Weekend, Get out and see what you can see. We will talk about the craziness of my life next week.
Be safe, Have fun and enjoy!


So what do you think?

Sunday, May 19, 2019

You Gota Go

 
Hello all  happy May. well here's  the story for the week. I had to fired  some people this week. I am ok with it because like my ma says people just don't want to work anymore.

1th Fired my gardener. he rings my bell trying to tell me that I owe him $350 from last year. For a fall clean up he did. He caught me so off guard that I told him to give me a bill and I will check it. Then he starts rambling on about nothing. After he left  I checked my bills that I payed  him. I already paid him for October clean up. He was trying to rip me off. I am sick of him anyway but this time He's fired. I hate people who try and take advantage of people.  There are to many other gardeners in the area that I could use to do the job he does for the same price. Or I will go back to doing it myself and my labor was free.

2nd Fired my rental home handyman. I call him up and tell him that the roof he fixed was leaking and could he fix it. He tells me that it should not be leaking and that I should coat my roof. Which he will gladly do for $3000. I tell him fix his work first and we will see. Then here come the excuses of why he can not do it right away. So I am going with a professional roofer and I am out the $350 I paid the repair guy to fix the roof the first time. He also missed out because I had more work for him to do but not anymore.

It's makes it hard for a Sista to get help now a days all they want to do is take your money and do nothing for it. They got the right one with me  I need my money I count my pennies and watch it like a hawk.

                                                               So that's my story what do you think?

Wednesday, May 15, 2019

Can't Go Back Again


 Hello all  well here's the story for the week. I realized that I can not go back home again. I mean back to my childhood life. I was entertaining the thought a couple of weeks  ago that if I needed to I could go back to the house I grew up in since I am renting it out at the moment. But I took a drive  around my old neighborhood yesterday. The area has changed so much I don't want to go back. Long gone are the friends I use to hang out with replaced with new people and McMansion.  The new people  have taken  my  quite little community and made it crazy  with over building, not enough places to park, crazy stuff.   In that moment I  realized  it's time for me to move on to. I had moved on  I just
 thought I could go back ..


 I am mad   that  got a ticket in the mail yesterday for $25. It was a sanitation ticket that belonged to my tenant. She did not do the garbage right. which resulted in a ticket for me which she will be paying. In new York sanitation is no joke it's all  about money with them. They will look in your garbage cans on the curb and try to find anything just to give you a ticket.

                                So that's my story this week What do you think?





Wednesday, May 8, 2019

I Am Done!



 Hello all well here's the story for this week. I am DONE!!  messing with 1800 flowers. First Mothers Day is this Sunday and I wanted to order my mother and my aunt a fruit candy basket for Mother Day.  Since I get all these discounts in my e mail from them like 20-25% off , Free shipping and no service  fee . I say what the heck it will save me money and I will get something nice for my mother and my aunt...

Now here's the pissed off part it took me 1 1/2 hours just to place the orders because the people who work for the company don't understand to well.  Once my orders are  placed I try and apply my discounts to them. 1800 flowers tells me I could not because they have expired. I told the women on the phone how can they be expired when it says for Mother Day which is not here yet and I just got the emails  today!  She told me that she would give me credit for the shipping but I could not use the 25% off coupon. Fine.

My total bill came to $135.00 for the two items. Which I know it's kinda pricey but hey I am ordering pears,  candy and other  fancy food stuff in a nice basket at $65.00 each. Anyway when I looked at the confirmation  for my order  one of the places  I was sending a basket to  has the wrong address was  I was Hot by then..


 This is what I wanted to do to  1800 flowers by now. I called the company back and  told them the problem.  They gave me   such the run around. They had me called Fed Ex so I can fixed the problem myself. They told me to do a whole bunch of crazy stuff to fix a problem they did.  I told them that  if my items are not delivered on time and in the right way. They will be hearing from my lawyer on this one and  I will report them to better business bureau and Yelp. Never again will I use or recommend this company. They suck! 

                                                  So that's my story what do you think?

Wednesday, May 1, 2019

Happy May

                                               Wishing Everyone a Safe & Happy May

                                                        So What Do You Think?

Wednesday, April 24, 2019

Losing It!!



Hello all well here's the story for the week.. I am losing it, My hair that is . I am on a medication that I did not realize  one of the side effects is hair loss. My hair start getting shorter and shorter no matter what I did to it treatment wise. So I just said Freak it. I have to take this medication for my heath. So I  will   just  start wearing  wigs from now on. I saw one wig that I am going to get that had such soft hair. I was  feeling it all over with my hands  like it was mink. The sales lady was looking at me like I was crazy but it was so soft I couldn't help myself. At least with wigs which will cost me about $20 bucks a wig. I can be a different person when I put it on. Almost like playing pretend.  The only problem with wearing a wig is in the summer you sweat your butt off because the wig is hot to wear. It's  like your wearing a hat in the summer heat.

I am trying this one more time to get down to Atlantic City to visit family. Seems like every time I try and get there something  come  up. Which makes me cancel my trip. Wish me luck Trying to get there again. I use to love going to A.C. now I just go for family. Gambling is starting to play a back sit in my life I am more on the I like to cruise level then I like to gamble level now.

Well that's my story for the week. What do you think?

Sunday, April 21, 2019

Happy Holiday

                 
                           Wishing Everyone a safe and happy Holiday. Which everyone you celebrate

Saturday, April 13, 2019

Neighbors & Drugs



Hello well here's the story for the week..

My neighbor wanted to put up a fence like this for so called Privacy. We live so close together that there is no such thing as privacy in this neighborhood.  Ok, fine as long as it's not over the property line. Which they tried to play a fast one and put it way over the property line. So we argued about where the property line was. Then  we  came to an agreement  of where he could put the fence. I tell you  if you don't keep a close eye on your stuff people will take advantage  and take it all. Needless to say the fence  did give any privacy because I can still see  everything going on in her  backyard if I  look out of my upstairs window. Money foolishly spent in my book.


I am a diabetic and I have to take Januvia as one of my drugs. But my drug company told me after I got my prescription filled that they will not pay for this drug anymore. So when the charge card  bill came I  was charged $77 for a 3 month supply of this drug. This will be my last time taking this drug, to expensive and I have other drugs that I can take that's much cheaper.

 So that's my story what do you think?
  

Sunday, April 7, 2019

Quota




Hello all well here's the story for the week. I might miss my Quota for April. The reason is because I am just to fat and lazy and it was nasty outside on Friday. So I did not do the mystery shop that I was suppose to do. Therefore I might  miss my quota for the 30 dollars a month that I need for the month. No the shop was not $30 it was $12.50 which would have added to my $30 for the month.

Today I am suppose to be on my way to Atlantic City for my Mini Vacation but my partner had a backache. So I had to postpone the trip until the end of April. Thank god Caesars honored my request and allowed me to change the dates. So I still get my 3 night free . All I have to pay is the resort fee.  The total of 3 night will cost me about $96.00 plus I will be getting free food from Plant Hollywood and ShopRite gift  cards from Tropicana totaling $80 bucks.

Maybe it was a sign that I need to stay my butt home this weekend. Who knows.
Well my plans are to finish doing my donations to Big Brother & Sisters. I got a lot of stuff to get rid of and to also try my hands at my local casino this week. 

Will keep you posted.

So that's my story what do you think?

Wednesday, April 3, 2019

Scored!


Hello all , well here's the story for the week. I Scored!!! Yes that's right I scored meaning that I saved money on my cruise in November. I am going to the Bahama's in November just to get away from the New York cold and get into the sun. The trip will be a cruise and it was going to cost us $4008.75 for  two people. But my partner told me today that the cruise line  was running a sale on our trip. So I check and I got the same cruise with no changes meaning we get specialty dinning for 3 nights, $100 onboard credit and $50 off every excursion we take for $400 less then what we were actually paying. Yes I love saving money!


I don't know why but I can't seem to give up my addiction to playing lotto. Here it is April 1th and I ran my ass over to the lottery place to play my numbers? Yes I am a lotto playing junkie. I have to find a way to give up this addiction because it's sucking to much money out of my life. I have spent over $150.00  last month and won $5. You do the math!

Also this month I am trying to get my money right. I have started a book with all the information about my pensions from the various jobs I worked, My social security benefits when I get 62 and so on. I need to know when I get 62 what my finances will look like. I hate to be surprised and find out a sister is short on her retirement.

So that's my week's story what do you think?


Friday, March 29, 2019

Taxes



Well all here's the story for the week.Darn Taxes!!. Yes I got my taxes done this week and to say the results are not pretty. Well I can say that. I am so use to getting money back when I was working that I got spoiled. Now with my new financial set up. I am not working and relying on my partner. We now have to pay back money that we made through the year. I am not loving it. I use to get about $7,000 from my good old uncle Sam . Now I am paying about $4,000 this year.  Plus I have to pay my account $400 for him doing my taxes. Really Uncle Sam I see no money love there from you this tax season. 

On another front nothing special  trying to plan a visit to my mother in Atlantic city and still doing research on moving to Vegas.

Also the month of April is Monday and I am glad to say that my dollar a day challenge and coin  challenges are still on and popping. Rolled $78.00 in coins for the month. Yea Me!

So that's my story What do you think?


Sunday, March 24, 2019

Denied

 Hello  Well here's the story for the week. First I got a letter in the mail that stated my medical insurance will  not be paying for  my prescription to the drug ( Januvia) that I take for my diabetes. In the letter they told me that I was no longer covered for that  medication but I could use these instead. They gave me a list of alternative medication I could use. You tell me this after my pharmacy has already refilled my Januvia  order. So now I am just waiting until my charge statement comes in to see what they charged me for the medication that the insurance company did not pay for. 

New cars are full of S**T. I have a new car it's about 3 years old and the sucker did not want to start this week. It's a new car what the He**.  When I was able to take the car  to the mechanic he told me that the radio is no good and it drained my  car battery. To make a long story short I had to order a new car radio for $500.00. But it's not only the radio for the car it's the backup screens and navigational system. So I need it. But D**N the price.

Looking at cheap trip to Bermuda. Sister needs to get away in October. On one of them cheap cruises. 
                                         So that's my story what do you think?
   

Saturday, March 16, 2019

Crazy Pizza



Hello all well here's my story for the week. I wanted to celebrate a good financial move that I made with a pizza. So I ordered a pizza from  a place  I had stopped using because they were not that good. But me being the good sport and believe in giving food places second chances I ordered a pizza from them. When I went to pick the pizza up it was a large pie the man said $25. I almost fainted. For a large pizza it's $25??? Ok I did have  some topping on it but still. I said to myself you know what I can do with that $25.00 in a grocery store. How much food I can purchase. Yes I am a cheapskate.   I recently gave the man the money and on top of that the pizza was lousy. Never gain will I use that pizza place or spend that kind of money on pizza. From now on it's the 99 cents frozen pizza from the grocery store.

I have been worrying about my finances a lot lately and  I prayed on it. Something told me to just enjoy my life because we can't predict the future and we shouldn't try. Whatever life deals you in the coming future just be prepared to deal with it the best way you know how. Yep that what a good prayer does for you it puts your mind at ease.

So that's my story what do you think?

Saturday, March 9, 2019

Not A Problem!!!


Hello all well here's the story for this week...

I went to my local bank and basically I love that bank the people are friendly and they work with me and my difficult  transactions. Mostly when I go to the bank I go over to the Customer Service  desk and she helps me. Well not this week. when I went in to the bank the person or people who normally help me were not there new people where in their places. The CSR called me over I told her what I needed to have done. She started the work, then another CSR came over and told the women to stop working on my transactions. I could go to the teller and have all that done. I looked at the women like she had three heads. Then I said no problem I got my banking stuff and walked over to the teller  window but first in my mind I did this
I was mad that this women who came over to the desk and stopped my transaction with the first CSR was not even a manager she was a  floating  CSR.   At the teller window  I talked so loudly about being send over to the  window . I think everybody in the bank must of heard my mouth. I asked the teller  when's  the original people where coming back, she said soon. Then I told her good I will wait to open a cd  when the regulars come back. They could keep these floating people they don't know how to treat customers.

          Well that's my story what do you think?    






Tuesday, March 5, 2019

Tired of Snow

 Hello All. Well here's this weeks story...

I am tired of snow and cold it's 25 degrees and it's been snowing on and off in New York
 for the last couple of days. I am so ready for the warmer weather to get here. Nothing much to report so far.  Sometimes life is quite and that's what we need. No crazy messes, nothing breaking, no stress just a quite life. The only thing I have been doing is trying to find a cheap way to lose weight. I was looking at weight watcher for the 100th time. It's just not me. I can not see spending a couple hundred dollars for meetings and food. I might start walking again I just have to get out of being so Darn Lazy. I will admit I am a fat lazy person. But when it's get warmer. I have more motivation to get out. I have  yardsale season that motivates me to walk , run, do deep knee bends, stretching, elbow bending all for a chance to find the good stuff. That's why I love my yard sales. where else can you get the exercise you need and the stuff you don't need all in one place!  Well that's my story for the week.  
                                                                   
                                                                           So what do you think?

Thursday, February 28, 2019

Who Knew




Hello All well here's the story for the week....

Bathroom rugs who knew that they were so expensive. I needed a new bathroom rug since mine is about 20 years old. Bed, Bath and Beyond I went I could not believe  they were selling bathroom rugs at $59.99 and up. Really????  Who spends that much money on something that they will step on. Needless to say I am still search for  a cheap bathroom rug.

I  had my repair  guy come over and fix  the roof on my rental. He charged me about $350. Down from the $450 he quoted me earlier. He then told me that the roof on my rental  needed to be  silver coated. I had paid a guy before him to do it. The job was not done. I was mad that now  I have to pay twice  for a job that should have been done the first time. I told the repair man to send me a estimate and I will get it done in the springtime.

With March coming I am trying to clear the junk from my house and get ready for vacation. I need a get away. Will keep you posted on how March works out for me.

Well that's my story what do you think?

Sunday, February 24, 2019

Collections!!

 Hello all well here's my story for the week...


Collections are nice to do but a B***H to get rid of. Here's some example of what I am talking about.  For the last 5 years I have been collecting vintage Barbie dolls. I wanted my childhood back. Well really my old Barbie's so I started collecting them. Needless to say I have over 200 vintage dolls, doll cases etc.  Here's the kicker part when I  try and sell my  Barbie's  so that I can use the money for other things. Nobody wants  to pay the price that I want for them. I was going to donate  them but I need the money more. So I have to wait. I have seen where a women was selling her Barbie collection at our local flea market and she to told me she was having a hard time selling them for the price she wanted. So what she did was lower her price to rock bottom and they sold. She took a loss on the Barbie's of course.

Here's another example of where collecting sucks. My partner has collected coins most of his life. So when we went to do inventory on them we realized they had to go. It was way to much. But when we investigated where to sell them. We found not to many coin dealers in the state that we live in and also it's hard to get rid of coins nowadays. The coin dealer we talked to told us that nobody is buying coins and since nobody is buying coins it's hard to sell them for good prices. So we are now trying to figure out what to do with boxes and boxes of coins. 

This is why collections in my opinion suck.

  That's my story what do you think?

Saturday, February 16, 2019

Ripped Off!!!


Hello all  well here's the story for the week. I hate when someone tries to get over on me. This is what I am talking about. I found a handyman for my rental home. He's an ok guy and I needed him to do some roofing work on my house. He first quoted me $350. I told him in a couple of weeks I will get it done. Then when I speak to him again he quotes me $450 for the job. Wait a minute last time we talked you said $350. this is where I get into the attitude that you know how many handy men are around to do the job cheaper? I talked him down to the lesser price because I am paying him cash. I hate when someone tries to get over on me.

I am normally a nice person but owing real-estate even one house can be a pain in the A**. I want to sell it and be done with it. My partner wants to keep it because it's income coming it. But  living in New York the property tax is crazy. I use to pay $3000. for the year now it's more like closer to $5000. nothing has changed about the property except the bills keep going up. It's crazy . Now I understand why people get the heck out of New York it's to expensive to live here anymore.

So that's my story what do you think?


Tuesday, February 5, 2019

Paperwork

 Hello All Happy Tuesday


Well here's the story so far. I am drowning in paperwork. I have started throwing out all the paperwork that I and my partner have saved since the 70's. That's right he has paperwork from the 70's that is really not needed anymore. So out it goes. I need to organize and get rid of junk for 2019. That's one of my goals.

Also let me tell  how Princess Cruise's tricked me.


 The story goes like this I got a coupon in the mail that states princess cruises would give me 25% off my cruise , $25 in casino credit, free specialty dinning and up to $900 in onboard credit.
Well since I am going on a cruise next year I jumped on this offer. Come to find out that the only think I can get was the 25% off my cruise which did help a lot with the price. But since I was already getting  free specialty dinning and $600 on board credit with my original package I could not get the offer from the promotion that they sent. Also the $25 dollar casino credit has to be within 6 months of sailing. I am sailing next year. So that was a lost.
You see how these ships get your money. They promise you everything then when you call about it they tell you a crazy reason why you can't get it.
I love cruising I had the promises.

Well that's my story what do you think?

Friday, February 1, 2019

Happy Feb



Happy February everybody. Thought you could you a good laugh. Have a great Month! 

Thursday, January 31, 2019

All I Can Say....


Hello all. All I can say today is It's cold in New York, Not Chicago cold but it's 8 degrees today. That's pretty cold in my book. Nothing special to report. My money challenges for January is not so good. I spent more then I saved. That stupid lotto is my addiction. Other then that it's been quite for me. So how have you been?


                                                                      So what do you think?

Thursday, January 17, 2019

Windows


Hello all, well here's my story for the week. New Windows! that's right after 6 months of waiting I finally got a bay window  a new side window with a front door added into the mix. All for the remarkable price of $4798.00. It was expensive but I needed it to be done. Now for the 3rd week of Jan 2019. I am exploring healthcare prices, retirement income , stock funds and all that good financial stuff. Since I  told you about my fear of being old, homeless and hungry. The year 2019 will be the year I rid myself of my fears, junk I don't need and everything else in-between.

Also this year I am looking into buying a new car since my car is 20 years old and everything  time I take it to my mechanic I have to spend extra money on it. I hate thinking about getting a new car with the big price tag that will  follow it. Hey you got an extra $20,00 that I can borrow ( kidding)

After all that it's been pretty slow. So that's my story for the week what do you think?



Tuesday, January 8, 2019

Scary Thoughts



Hello all how are you, Happy New Years. well here's the story for the week. Scary thoughts have crossed my mind for the new year and here it is Medical coverage and not having enough money for retirement when my partner is no longer with me. So now I am on to making sure that when I get to a certain age I have the right amount of money and medical so that I might live not to fancy but heck basic. I realized that medical insurance is expensive I was quoted $799. a month.  Is it  just me or is that a crazy price for medical insurance? I am looking around for cheaper insurance for the future along with ways to make money. Because in my senior years I refused to be homeless and hungry if I can help it.

Enough about me I needed my roof repaired in my rental home and my handyman  told me  $450  just to repair a cracked seam in the roof. I told him  could  he do it for $200. I know that with the winter he needs the work but I need the money more. So we have to come to an agreement or I will find someone who's willing to do the work for my price. Am I wrong for that?

                                                    Well that's my story what do you think?


Thursday, January 3, 2019

New Year New Ideas

 Hello all so How's it Going? 

Well here's my story so far for the first couple of days of the New Year. As you know I doing my Dollar A Day Challenge. So far so good. I am trying to stay true to myself when it comes to money. I need to save money because the reality of my life is this. Right now I have a decent monthly income coming in thanks to my partner but when he is gone so is the income. Which  puts me in a situation that I am working on now. Especially when it comes  to medical insurance, dental and just plain living. I am trying to be resourceful and get rid of all the junk in my life. Can I say that I am scared of not having a comfortable life. Hell yea, that's what keeps me up at night but I am working on things now. Starting with my money. 
So that's my situation so far What do you think?