Sunday, August 12, 2018

All I Have To Say

             Hello all. Sometimes this is all I have to say. Have a Great Sunday & A Great Week

Tuesday, August 7, 2018

My Tenant

 Hello all well here's the story for the week. I am kinda sad because my Tenant which is very good and she has a good spirit. Which is rare in people told me that by October she might be moving. I hate the thought of going through the process of getting somebody new that I might or might not have problems with. This tenant and her family are so nice. I don't have any problems with them and she pays on time. She keeps the place neat and clean. Her and her  family are just nice people. She will be missed by me. I have had some crazy and bad tenants in the time that I became a landlord.  My first tenant I felt sorry for her and I let her rent from me. Big mistake. Her rent was always late, she called me all the time for the simplest stuff. Also one time my basement in the rental house got flooded. Me and my partner ran over there. We stayed in the basement cleaning up the water for 4 hours. The tenant did not help and I personally knew her. She had been living in the neighborhood  when I was living in the house.

The house when she left was a wreck It smelled of  piss and  incense . The refrigerator was black with mold inside and she broke my toilet among other things.  I had to pay a lot of money to have it  my house cleaned up  and repaired. Then  she skipped out on last months rent that she owed. I said never again. The tenants after that were always angry. They  never payed on time and demanded that I be there at their beck and call when something in the house broke. Needless to say It took me two years with them back and forth in court because of the security deposit. I was glad to get rid of them 

Now this last tenant again I will miss this family, I am hoping she stays another year. She's the only good tenant that I have and I need her and her family to stay. I know I sound  selfish but when you got something good you want to keep it. So what do you think?

Saturday, August 4, 2018

Health Cost

Hello all, well here's the story for the week, I am talking about a personal situating  when it comes to health care. I was into the hospital this past week. I had to have surgery  for something. The hospital was suppose to keep me overnight, but they have a policy that they only keep you for 6 hours and then send you home. The reason for that is  the insurance companies will not pay for overnight stays in the hospital anymore unless it an emergency. Anyway being a cheapskate that I am  and proud of it to. When I was introduced to the doctors that would do my surgery . The first thing I asked them was do they take my insurance because I did not want any extra medical bills coming my way. Was I wrong to ask them that since they were about to open a sista up in the operating room?
I also told the  nurses that took care of me don't give me any medication that is not covered under my insurance plan. Was I being to cheap with my health? I realized that if it's was not for my partner having good insurance I would be  screwed when it came to my medical expenses. That's why I wanted to tell you that you need  good medical insurance and extra money on the side for medications and co pays. I still have to pay co- pays when I go to the doctors but I am ok with that has long as the insurance company covers the rest. And if you have not notice  Heath Care is expensive

So no matter what insurance you have make sure you set some money aside extra for the unexpected medical cost that insurance companies don't pay for. So what do you think?

Tuesday, July 31, 2018

I Need Good Food!!!

Hello all well here's' the story for today. I need good food...… Please!
Where I live in Queens I have been to so many places and their food was horrible. Last night I wanted something good. So I  went  to Applebees. I ordered the 2 mains and two sides. I had the salmon and baby back ribs . My partner had the steak and ribs with  rice and potato. Can I tell you the meats were dry and the sides tasteless. I was so disappointed. But what really shocked me was that the bill was $50 bucks for what?? I could have stayed home cooked a steak and made a simple side for less money. Guess that will teach me to eat out again. 

Last month I went to Outback Steak House  I use to love this place but no more they failed me to. Their food tasted like it was frozen and they reheated it . I was disappointed and the bill came to about $100 for 4 people. I don't know maybe I need to get into the restaurant business and serve what these guys are serving to people tasteless, frozen food and charge a pretty penny for it. What do you think?

Well that's the story what do you think?

Wednesday, July 25, 2018


Hello all , how are you today. Well here's the story for the week. First let me tell you that I did not win the  Mega Million for $500 million. You know I am upset about anyway. Last weeks I was out yard sailing and  got two  Apple  iPods cheap $10 for 3 of them..   The guy was nice enough and found one charger that fit all three iPods. Well we I got home  two turned on and one didn't. So I took  all three  to the Apple store to see if they could fix  one and show me how to work the other two. Here's the kicker part...

First the worker in  the apple store  told me my iPods were dinosaurs they came out in 2012 and they can not be fixed if they break . I was ok with that as long as they were working  and I can put music  on them I am good. So the nice apple employee showed me how to use the working ones and he tossed the non working one but get this...….

While the salesman was helping me a brat and her mother came in to the store and over to the worker and asked if he could fix their $700 apple phone that did not work. While the sales person was explain to the mother what the problem was her brat for a kid kept yelling at  the mother  calling her all kinds of not nice names and how  she wanted a new phone and so on. But the one the mother had in her  was brand new. After the brat stopped fussing the mother turns to her and tells her if she doesn't stop acting up she will be getting a flip phone. Really? 
 I remember as a child if we acted up in a store we got it good right there in the store. What's wrong with kids now a days.

 Well that's the story what do you think?

Sunday, July 22, 2018

Thank You

Hello all well here's my story for today. I just want to say Thank You for being a part of my Crazy life here at  Spirited Frugal & Free.

Love you all

Thursday, July 19, 2018

They Got Me!

 Hello All well here's the story so far. First Monday morning I get a call from the Chase  Fraud unit. They call to tell me that someone  tried to charge somethings on my debit card. They wanted to know if it was me. I told them no the last time I used my debit card was 3 months ago if that. The person that falsely used my card tried to charge get this a Jack in the box meal and they tried to buy some shoes for about 60 bucks. These charges were in California and I am in New York. Thank god I have fraud alert on my cards. But normally when the bills come in I check them anyway just to make sure.

Now on to the next thing I forgot and left my car doors unlocked on Monday when I came back from going out. I stayed home Tuesday but Wednesday night something told me to check my car.  Sure enough someone had been in my card and took the money out of my cup holder. I had about $25 in lose coins and dollar bills for tolls and parking meters. Mind you the car was in my driveway. I am just thankful that the person didn't smash my windows to get into my car. They can have the $25 but if they had damaged my car it would have been more money to fixed then the $25.

This week  has been a week of trying  to and taking my $$. Hopeful the rest of the week will be someone giving me money or me winning some $$. That's my story what do you think?