Thursday, March 15, 2018

How coming clean about financial struggle -- and counseling others -- be...

              This Video had me thinking a lot. Good information....

Tuesday, March 13, 2018


Hello All well here's my story so far. I am not even suppose to be talking to you today. What I am suppose to be doing is gambling and drinking my butt off in Atlantic City.  I had to cancelled my mini trip because of the big snow storm that New York was suppose to have on Tuesday. What we got in  New York was  light snow and rain . Some Snowstorm! .   Now A.C will not see me until April.  The real reason  I go is because my mother lives down there and I kill two birds with one stone I visit her and gamble a little all for the price of  getting there which cost me about $60 bucks including gas and tolls on the bridges.

My D**N mechanic ain't worth his weight in beans. This is what happen we have a car that has cost us about $3000 in repairs. Yes I know we need to sell it and we will , But we gave the car to our mechanic because he needed to fix a problem  with the car that he made.  Our Mechanic or shall I say Ex-mechanic keeps our car for 4 months setting in his shop. Then he had the nerve to return it to us stating that he could not fix it. When he said that I wanted to strangle him. Why did you keep my car so long if you knew you could not fix it in the first place? I could have had someone else look at it in the time that your lazy A** kept it. 

Other then that I am trying to liquidate all of my doll collection and toys that we bought as collectors. Know anybody who likes Vintage Babies, Marvel legends & Hot Wheels?
Well that's my story what do you think? 

Monday, March 5, 2018

Crystal Vanner Living in a MiniVan


 Hello All, I have been watching these video about people living in their vans full-time and working to travel. I think I could do this for about a mouth or two but realistically I need  to stay in one place. I could defiantly live in a tiny house somewhere. What do you think about Van living?

Sunday, March 4, 2018

I Live By

Hello All This Quote is me to the T. Just wanted to share this with you today. Happy Sunday.

Thursday, March 1, 2018

Is This Really Living?

Where To Start

Hello All Happy March 1th. Well here's the story So far. I am in Love! Yes I said it I am in love with a guy that I saw on YouTube. Well not the guy but his lifestyle. He travels the county doing seasonal work and he's a minimalist .I would love to be like that to travel,  work seasonal jobs and save money. He also has a great voice.

Next The Challenges for January Dollar A Day, Coupon Challenge and Coin Challenge was Good, Bad and down right Ugly. The Good The Dollar A Day Challenge I made $108 for the month of January. The Not To Bad  Was The Coin Challenge I save $50 bucks in coins for February.
The Ugly The coupon Challenge was zero. I could not find coupons to used so that I could save $$.

Next Thing was that I was feigning for a trip this year. I think I got cruise fever. So I looked on line and find an Ok deal when it came to a Thanksgiving Cruise out of New York. For two people it will cost me about $4500. But it's for 14 days and we will be getting  $240 back in onboard credit, specialty dinning, free internet, free cruise phone usage( whatever that is) $100 per port  tour credit. We can use this to go sight seining almost free. The person that we spoke to when booking this cruise was very helpful and she really pointed out ways for us to save $$.

It's Over The chocolate 28 day challenge is over. I did not have one piece of chocolate for the month of February and I am proud of myself. Let's see what I can get rid of for March. I am thinking bread.

                                                 That's my story what do you think?

Monday, February 26, 2018


Hello All. Well here's the story for the week. This will be short and sweet. A friend of mind told me that she wanted to take her kids to see The Black Panther Movie. The tickets were on sale for 418 each. That would have been $126 for 7 people. For  just the movie no popcorns, soda, hotdog just a seat for 2 hours. She was luck and got the tickets with a coupons for $9 each which cost her $63. That was still expensive but it was better then paying $126.

My question is when did the movies became so expensive? I remember movies use to cost me 75 cents  when I was growing up then it went to $3. Last time I went to the movies it cost me $8 not $18. That is why I will wait until this movie comes out in the library on DVD. I get to see this movie for free. I will spend the $18 might be less  that people spend just to see it in the theater  on dinner and a movie  junk food. That way I can watch this movie in the comfort of my own home and I can pause it because I go to the bathroom a lot.

That's about it for me for this past week. Told you it would be short and sweet. So what do you think?

Tuesday, February 20, 2018

E*TRADE Commercial — This Is Getting Old

 I love this E trade Commercial. It speaks the truth and it's cute. So are you planning for your retirement?

Monday, February 19, 2018

Now You Tell Me!!

Hello All well here's the story for the week. First Happy Presidents Day. Now on to what's going on.  First I am happy to say after 2 months of collecting coins. I managed to save $50 bucks worth. Which I wrapped today because I am to cheap to use the Constar machines at the grocery store. They charge to much just to count your coins. I can save the money and do it myself. This money will be going in my Kellogg's stock. You know the stock that I try and put $25 dollars in to once a month. I collect my coins and invest them when I get $25 dollars of course.

Also today I got a call from my dentist. I love my dentist been with her for 15 years she's just that good. And to be truthful I hate going to the dentist but with my dentist the trips and procedures are not so bad. Anyway I get a call from the dentist telling me that my insurance did not go through and they even called my insurance company for me. They told my dentist that my birth date was incorrect on the insurance form...... But you have been paying my dentist for the last 3 years that I have been using this insurance company so now you tell me I have a birth date problem?

When I personally called the insurance company they told me that yes my birth date is wrong but they could not tell me how wrong it was. I would have to call my employer since I am on a group policy so my employer can correct my birth date on there end.  Thank god they gave my dentist the ok to do my teeth this week even with the birth date problem.
I hate dealing with insurance companies they will screw you if you let them.

Oh well that's been my week quite and frustrating. What do you think? 

Tuesday, February 13, 2018

This Is HArd....

Hello All Well here's my story so far. It's Hard.  I am on a no chocolate  eating for the month of February it's a short month so I figure I can do this. Wrong you just don't know how much you crave stuff  until you stop eating it. I need my chocolate but I am fighting the good fight so far.

They took my money- I looked on my credit card bill and I saw that my door man charged  me the $500 that I owed him. I thought since his men where here doing the last adjustments on my doors and windows that I ordered. When they left they forgot to ask me for the $500  I owed them  So I figured that it was a wash since I had already paid them most of the money for my windows and doors  anyway. Not the case they took the last $500 I owed them off of my  credit card. Well darn you think they could have called me first to tell me without me having to find it out by looking at my credit card statement.

Making Money it's going well for me I managed to get about $90 in mystery shopping for my challenges and $75 in my online stores for the month of February. This is turning out to be a good month for me when it comes to my challenges . You know the $1 a day one.

Water Bill- I just got my water bill for the month of January.For 3 months the bill was $103.15 this bill belongs to my rental that I have but darn that's a lot of  money for  plain water for 3 months. It did go down last time I paid the bill it was $230.  Thank god my tenant is  paying  because if I had to pay for this out of my own pocket I would trying to use water like twice a week at most. I remember when my water bill was just $78 dollars every 3 months back in the day.

                                               Well that's my story what do you think?

Wednesday, February 7, 2018

Hello My Name Is Doris Official Trailer (2016) - Sally Fields [HD]

               This is gona be such a cute movie, Will be seeing it!

To Darn Expensive


Hello all well here's my story so far. I went to the mall yesterday and I saw where the Girl Scouts  had set up a table selling cookies. I love my thin mints so I picked up a box. It was mighty light. Felt like it had about 6 cookies in it. When the women told me $4 I almost gave her back the box of cookies. Is it me or is $4  kinda expensive for a small box of cookies? 

I am happy this week because I am finally working my butt off when it comes to mystery shopping. I was able to get 8 shops this week. Which will give me about $100 for the month. Which you think might be small but for me that's pretty good because remember I am not working so every little bit helps. Besides this money helps me with my dollar a day challenge, Yes I am still doing that.

Surprised bills. Yes I get them from time to time. I got a bill yesterday from my eye doctor who I had seen in Nov 2017. The bill was only $25 dollars thank god . That was just the portion that my medical insurance didn't pick up . Thank God for medical insurance.

Well that's my story so far what do you think?

Saturday, February 3, 2018

So True

       Hello Everyone, Just wanted to share this great Quote with you today. Have a great Saturday!

Saturday, January 27, 2018

Bakery Outlet & Worries

Hello All, Well here's the story for this week. First I had the nerve to go into an Entenmann's  discount bakery place. You know the place  where they sell all the breads and bakery products that were damaged in production but still good at a cheap price.  I usually go there to get my english muffins and bagels since you can get 3 for $4. Which is way cheaper then my supermarket. My partner went crazy yesterday when he pointed out that they had a sale of buy 8 cakes, cookies , donuts or mix for $8 that's $1 dollar each compared to $6 in the store. So what they might be damaged in a small way they still taste good going down and they are fresh.
So I gave in and purchased 8  boxes of bakery products and my 3 packages of bread all for $12. Did I mention I was a sweets junkie.

Worries , do you worry about not having enough money to retire, enjoy your life, not enough money for medical expenses etc. I worry all the time. Mostly about having enough money to live my life. when my partners is no longer in the picture. I have to figure out a way to live. Since we live on his pension & social security checks. I am to young to collect on my pension and social security right now. So I have to find a way to live on the money we have saved  if something were ever to happen to him. I am covered up to  3 years on his medical insurance after that  I have to get a job to keep my medical insurance from his company. I don't see how housewives use to do it depend on someone else for their livelihood. I have depended on someone for 4 years now and it's killing me. Since I am use to making my own money and doing my own thing.  So yes I worry and eat a lot of  cake.              
                                       So that's my story what do you think? 

Saturday, January 20, 2018

Part-Time Job

Hello All, Well here's the story for the week. First I had a plumber come in to fix my radiator. Yes in my home I still have the old fashion one. It's cast iron to. Well he came in to fix it because it was making funny sounds. After he fixed it the bill is what made me scream. It cost me $250 just for him to come and put a small piece on  the radiator.  I could have purchased  that piece anywhere and much cheaper then $250. I even asked the plumber would he take $200 and he said no. So I had to cough up the $250 and I was mad about it. Plumbers are expensive.

Home Depot is hiring. I was in Home Depot yesterday and I saw this sign. I picked up a flier for their hiring information and went  on line to apply for a part-time job. After I did some research on what it was like to work there from fellow employees. I also saw  how much  they pay their part-times anywhere from $10.87-11.04 an hour. Depending on what position you have. I said I will pass. Why because most of the past part-time employees who use to work for Home Depot  stated that  you will only  get  between 16-20 hours a week. If I  work  16 hours a week at $10.72  an hour  my check would be $171.52 a week minus gas and lunch money, let's not forget good old uncle Sam. I would probably see about $80-90 a week if I am lucky.

I decided that it might not be worth it to stand on my feet all day and deal with rude and sometimes nasty customer and management. I did that before Hey I was a Case Worker for Welfare. Need I say more.  I now just have to figure out how to make my $80 dollars a week. Hey I would take $100 a months as long as I am making money.

 Well that's my story what do you think?

Saturday, January 13, 2018

No Vacation!!!

Hello All here's the story so far. Well I was suppose to go on a cruise in September to Quebec and a couple of other Canadian places. But NCL contacted me and said that the cruise was cancelled. They did give me a choice that I could use the deposit of $100 toward another cruise or I could get a refund. I got the refund. NCL was also giving you a $25 on board credit for your troubles. But that was being cheap only $25 on board credit why not $100. At least with $100 you could afford something on their overpriced ships.

I decided that maybe it was the best that we did not vacation this year. Our home needs works. I mean it needs a lot of repairs. I need my bathroom redone, new carpeting, new radiators and a bunch of other things. I also wanted to sell my car and just get my house and life in order.
So to do all of that it will take time. Beside that I could use my $100 deposit back to put toward my 2019 cruise to Hawaii.

So far for the first 2 weeks of 2018 it was not to good for me money wise. I did not make any so now I owe myself  $14 toward the dollar a day challenge. Finding coupons has also been hard. In New York there just aren't any good coupons.  So that's my story what do you think?

Sunday, January 7, 2018


Hello All, well here's my story for the first full week of 2018. I am bummed out  here are the reasons why.

My $1 a day challenge is not going so well. I made no money this week. But I did have a few no spend money days since it was to cold to go outside. But this is not the challenge that I was going for.

I tried doing surveys that state they will pay you to answer these questions. Yes you get paid like 2-4weeks from the day you complete the survey. By that time I won't even remember what I did let alone how much I did it for. So surveys in my book Suck!

Mystery Shopping seems to have dried up for the winter. The shops that I was counting on to do for the winter months are missing in actions. The shops boards of some of the companies I mystery shop board have nothing that I can do. So I am out getting money from that source for a while.

If you have not heard let me be the first to tell you I did not win Powerball or Mega Millions. I just knew I would be the winner of all those millions. So you know I am really bummed out about that.

My diet plan  fell through. I am a serious sweets junkies.  I see that now and I will have to fight with myself to stop my addiction to junk food and lose weight.  I am so upset with myself.  I never realized how serious my addiction to junk food was until now.

                                                                What do you think?

Thursday, January 4, 2018

How Much!!!

Hello All well here's my snow story for today. Remember when I told you that I ran around getting bags of ice melt because of this snow storm. Well I got 2 bags and I paid about $40 bucks for the two. When the storm hit it gave New York a lot of heavy wind and snow. That's was ok because I was ready for it until...... My Gardner rang my bell today saying that he would shovel my snow and do my driveway and salt all for $100. I told him I will pass then he said $80 I said no thanks  I will do it myself. Then he said  I will do it for $75. I said Deal!!!

The reason I spend so much is number one he did a damn good job and I threw in extra stuff for him to do like clean  the snow off all of my cars( I have 3) and dig my frozen garbage cans out. Which he did. He had a big snow removal machine plus 3 men with him. He did my house in less then 15 minutes. It would have taken me about 2 hours plus  to do  what he did in 15 minutes.Plus it's about 10 degrees outside with the wind blowing 50 miles per hour. So yes it was expensive but it was worth it for me not  and possible get sick from it.

So far the start of the year  has cost me more money then I wanted to spend but hopefully the pay offs will be  worth all that I am spending this year. So what do you think?

Monday, January 1, 2018

Happy Jan 1th!!!

Hello all , Ok here's the story for the holidays.  The week between Christmas and New Year's my hot water started acting funny. I mean I didn't have any. I called the company I deal with Petro because I have a contract with them to service my heating unit. Which  might I add it's a brand new system that I spend several thousand dollars for. Anyway the hot water is out I called a guy  from the company  to come fix it. He comes and states that I need a new heating coil which is not under the contract that I paid extra for. The coil will cost $300 but I have a $250 credit. So I called the company to see if they would eat the extra $50 since this is a new machine and breakdowns should not be happing so soon. You know I am still waiting for a call back from the company. Happy Holidays to me the ending of  and old year 2017  started with me paying money for a part that's not even under contract Darn!!!

For the first day of the New Year it was quite I got rid of a lot of stuff by ripping up and shredding all my old papers and credit cards. I cleaned house now I am ready to start the New Year right. I am looking for ways that I can earn money on and off line. I have a vacation I need to fund.

                   Besides all of that I hope that you and your family have a Safe and Happy 2018.
                                                              So what do you think?